Boomers Own Multiple Houses

Baby Boomers were to down size to a small home because they didn’t need as much space, supposedly because they are now empty nesters, but many have multiple homes.

We know a couple who got remarried and both keep their own homes. They stay in one for a while, then the other. Oh by the way, they have a lake house, a mountain condo and just bought another house in the foothills. I kidded him, who is 71,that he is a real estate tycoon.

Several other friends in their 70’s spend half the year or more in our Del Webb Community in North Georgia, and then head to Florida for the rest of the year. One of these lives on my street and actually has his primary residence in Florida, so he lives there 6 months and the rest here.

Some friends we know have a house in Big Canoe in the North Georgia Mountains and also a cluster home in Atlanta, then a condo in Sandy Springs. When they want a “city fix” they can spend some time in the city.

Many boomers were told to down size to a small home by the financial press, saying they could live cheaply and save money. I am not sure that is the case. Even moving to a small town in the suburbs is not that much cheaper than living in the suburbs, but there are other reasons to do so.

Many counties on the outskirts of large metro areas do offer a better property tax exemption for seniors and that will save you some money. It’s worth looking into when deciding where to live.

Why Do Boomers Own So Many Homes

Retired boomers like to have options and variety. Living in different locations during the year offers variety. Plus it’s nice way to offset harsher temperatures you often get in one location for part of the year.

Another reason boomers like to own homes, is that owning real estate has been a good investment to us over the years, dispute the big real estate downturn of 2007. Home prices have risen, especially in small towns that are growing and now have more to offer.

Some boomers just like to try out different homes and different areas.  Buying a retirement home and staying put is certainly not always the case. You may have bought a home that was too large.  Or maybe you found yourself in a home that is not large enough.  Selling and moving is not as hard to do once you already have downsized somewhat from that home you lived in for 30 years or more.

Don’t let the press tell you where to live and what size home you need in retirement.

It’s clear we baby boomers are not following the pattern of our parents in deciding where to live and what kind of house(s) we should have.

Discovering what living arrangement works for you is part of the fun we get to have in retirement.

Robert Fowler
Retired and loving it!

Observations About Moving To A Small Town

Eight months ago I moved to a retirement community out on the far edge of the metro area, away from the suburbs where my wife and I had lived for 36 years.  I knew life would be different and here are some of my observations about things I noticed are different. I am happy to report that we are loving it!

  1. Less traffic. It’s so funny because we used chuckle when people complained about our traffic, thinking they just were not used to city living.  Now we say the same thing and have enjoyed getting away from the awful traffic!
  2. People are friendly.  Out in public the people you encounter at the park, in restaurants, and the workers nearly everywhere, overall are just more relaxed and friendly and considerate. People seem to show their personality more.
  3. There are plenty of places to eat out and buy stuff.  Restaurants are less crowded so you don’t get the mad lunch hour rush as much. With a major mall only 15 minutes away, that is close enough.  A Publix and a Kroger a mile away. Haven’t found anything that I missed so far except maybe a Whole Foods or Fresh Market. Oh, my Amazon Prime works just great with two day deliveries.
  4. More scenic countryside.  I love driving out our back community gate, passing barns and farm houses and a lamas farm!
  5. More places to walk. Our subdivision has plenty of nice wide sidewalks.  Out on the main street there are wide sidewalks. The high school track is open after hours for anyone to walk! (not so in the suburbs where they lock the gate) Several parks and even a rec center with an indoor track.
  6. Your vote counts.  The just had an election for school board president and someone won by 8 votes!
  7. Community fairs and events.  People really turn out and support the community events.  Be it a 5k run, arts and crafts fair, or Christmas parade, people come together for these events.
  8. Medical services close by.  My dentist is 5 minutes away.  I visited the orthopedic doctor yesterday at the medical building next door and got there in 5 minutes or less.

I haven’t noticed anything that I miss from my old community of 21 years, except some friends that I don’t see as often. There was a risk in moving out to a more rural area but that has now been officially resolved!

What do you like about living in a small town?

Remote Possibilities: Dubois Wyoming

“I wish we had known we wanted to move here 5 years ago,” my new neighbor Karen said rather wistfully a few days ago. “But we didn’t know!

She was speaking about one of the most remote places in the middle of nowhere: the town of Dubois in the upper Wind River Valley of Wyoming. Like so many who have chosen to retire here, Karen and her husband came once on vacation, returned and returned again, and gradually fell in love. Others have fallen in love right away.

When my husband suggested actually moving to Dubois rather than just visiting, the idea seemed crazy and impossible. Leave New York City for the wilds of Wyoming? But it’s only wild in a wonderful and different way, and 8 years on I’m deeply grateful that we moved here.

How is Dubois remote? It’s more than an hour’s drive to the nearest big towns (Jackson, Lander, and Riverton), and 3 hours to the nearest Interstate. Most of the surrounding terrain is public land, much of it officially wilderness, owned by the US Forest Service, the US Bureau of Land Management, or the state of Wyoming. By one standard, a survey from the US Geological Survey, is only about 40 miles away as the crow flies from the most remote spot in the lower 48 states, in the southeast corner of Yellowstone Park.

Nonetheless, we do have many of the advantages that residents from Washington DC, Chicago, even Paris and Stockholm may consider essential to the good life. Dubois has a choice of good restaurants with different cuisines, two places to buy a latte or cappuccino, and two taverns. It also has world-class Internet service, thanks to the fact that the head of the local telephone company was a prime mover in the national effort to bring broadband service to rural areas of America. (Telecommuting is a distinct possibility: I worked from Dubois for a large international corporation for 8 years before I retired, and others here also have Internet-based careers.)

Surrounded by some of the most spectacular vistas in the American West, Dubois (it’s pronounced “dew-boys”) is home to a diverse mixture of active and very interesting people who are deeply committed to maintaining what we love about this village of 1,000 residents that swells to 2,000 in the summer:

The variety and beauty of the landscape: Situated near the Continental Divide, we live about an hour’s drive from the south entrance to Yellowstone Park, on the ecological dividing line between high Alpine forest and red rock badlands. We are surrounded by two major ranges of the Rocky Mountains, the Absarokas and the Wind River Mountains. This may be the only place on earth where you can see all three mountain-building processes (tectonic, volcanic, and sedimentary erosion) from one location.

The nature of the community: A combination of the traditional independence of the American West and the vitality of its newcomers, Dubois’ community is deeply self-reliant and also welcoming. Generally, people here don’t care what you used to do or the size of your bank balance; they care how you relate to your neighbors. We mind our own business but respond quickly if someone is in trouble. What’s more, the proceeds from almost any event in town (and we’re ferociously busy in the summer!) go to local charities.

The history: The first visitors to the area were the trappers who opened the West. Next came the hardy homesteaders and then the tie hacks who cut logs that supplied the railroad ties that opened the rest of the West. Butch Cassidy lived and owned property here. One of the best preserved gold-mining ghost towns in the US, South Pass City, is an easy day trip away near Lander. A recent and surprising discovery atop a nearby mountain, the remains of a Shoshone village, inspired a curator at the Natural History Museum in New York to call Dubois “the epicenter of Rocky Mountain archaeology.”

The activities: We may live in the middle of nowhere, but we have plenty to do. Artists, photographers, and musicians gravitate here, so weekends are busy with jam sessions or performances by musicians, art or photography shows, speakers about history or archaeology at the local museum, an eye-popping quilt show, or pack-horse or chariot races. You might join the tourists at the weekly square dance or rodeo. It’s often difficult to set aside time for what you might really want to do instead: fish, hike, golf, or get away in your camper.

The climate: The Shoshone natives settled here centuries ago partly because of the mild climate. We call it the “valley of the warm winds,” sheltered from wintry blasts by the Tetons over near Jackson and our hovering wedge of local mountains. Summers in Dubois are cooler and more pleasant than elsewhere in Wyoming (or almost anywhere). We often find the winters more temperate and tolerable than back in New York City. It may snow sideways for four days, but then it all blows away.

The economics: Real estate prices are modest. We traded a small 3-bedroom second home in Connecticut for a very large 4-bedroom log lodge with a cathedral ceiling. We don’t find prices of necessities any higher than anywhere else. There’s no Macy’s or Nordstrom’s, but we do have a Family Dollar.

The downsides: Dubois has only a part-time doctor, a full-time nurse practitioner, and a dentist. It takes over an hour to drive to a specialist or a hospital (but that could take just as long in New York City). Shopping is limited (but now, of course, there’s the Internet and FedEx). US mail generally takes a day longer than in a large city. The produce in the supermarket in winter is often disappointing, and you may have to wait for your next trip to Jackson if your recipe calls for chipotle-flavored mayonnaise or dried seaweed.

About this time of year, my husband and I begin to discuss exactly when we should head back east to spend the holidays with the rest of the family. I anticipate my return to New York City with pleasure, because it’s a chance to relax in a place where nothing ever happens (that I can’t miss) and where I hardly know anybody (after four decades). Before long, I’m dying to get back home to Dubois.
(Read more about daily life in Dubois at www.livingdubois.wordpress.com.)

Dubois WY

How is Living in a Small Town Different

Smalls towns are not what they used to be. These days they appeal to most everyone who wants a brake from the rat race of urbanized living. Small towns offer so much more than they used to.

That being the case, what are some of the differences you will notice if you move from a metro area to a small town.  I am about to find out moving from a metro area that is getting more urbanized everyday to a small town out one the fringes of a metro area. This move will be to a Del Webb community and that seems to be their ideal location, far enough but not too far, from metro areas.

My post: Anticipating a Move to a Small Town

We have purchased the home and are downsizing our current household belongings, meeting with an interior designer who is giving us input on what to bring and will help set up our home in the new community.

So we are in the process of moving, but are following our new community with many visits to the community and surrounding area during our moving process. Observations are being made and I am updating this page with new observations.

The purpose of this posts will be to share my observations about how living in a small town is different and I have two observations to start this list and will add more as we move.

1. More Influence in the Community.

Kind of like you become a bigger fish in a smaller pond type thing. Your input and efforts make a bigger difference. Example: The county wanted to dig up one of the new tennis courts in my new community to lay a utility line and said they would return the courts to same or better condition.  They did not. They tried to repair the courts but they kept cracking. The county was not going to do anything further but talk.  In the recent county elections the community got behind a new candidate who took their tennis court issue seriously and with help of the community got elected. The new commissioner got this problem taken care of.  That is one example and I am sure there are more not just in politics but in volunteering and other causes.

2. Traffic is different.

Traffic is lighter and is less congested but some things are further away.  So you might drive further with a less congested drive and arrive about the same time. In fairness, many things are closer but some are not. I will hone this initial observation once I start living there everyday.

I very much look forward to continuing this list very soon with my observations of how living in a small town is different than living in a metro area.

3. Churches are Small Too.

Rather than the huge mega churches found in the city and suburbs, smaller churches are all around. In this area many of them are quaint architecturally.

4. Fresh Produce is available.

In the city, the organic farmers markets on Saturday were high priced and very little selections sold by middle men making their markups taking produce from boxes from who knows where. In a small town, there are produce stands selling fruits and vegetables that taste like they should at a reasonable cost.

Robert and Mary Ann Fowler