Anticipating a Move to a Small Town

Anticipating a Move to a Small Town

After having lived in an urbanized suburb of Atlanta for 40 years, this is the year I will be moving out to a Del Webb community Atlanta in a small town. Granted it is on outskirts of the metro area, about 15 minutes from a major mall and commercial district, but it will still be plenty different from my current location.

There are groceries stores, UPS store, some restaurants, liquor stores, banks and others around my new community. A biggie is a brand new 100 bed hospital at the entrance to my new community. That is actually closer than my current hospitals.

What is also closer is recreation amenities right in the community, plenty of sidewalks and trails for walking.  There are daily activities, a gym and indoor and outdoor pools at the clubhouse which is within walking distance from my new home.

Our current friends will be about 45 minutes to an hour from our new community so we can still stay in touch and meet for lunch.  At the new community there will be plenty of opportunities to meet new friends who will live in the same community and be available during the week, not just the weekends.

After a month or so at the new community I will have to do a post with my observations about how living in an active adult community in a small town is different from what I am used to.

We are thinking all the community offers will more than make up for any dislocations of living in a small town.  Part of what scares people moving from a metro area to a small town is the people – will they be accepting and what kinds of cultural changes will be faced. Most of that concern will be alleviated by moving to an active adult community with almost two thousand residents coming from all over the country and the world.

Of course my old friend the Internet will be with me. There is high speed Comcast cable and the cell phone reception is reportedly good for several carriers. Small towns these days have very good broadband and cell phone coverage

So this year will be an interesting one for us as we take life by the horns and transition to a new life in an retirement community. We have waited long enough and at age 67 and retired we look forward to making new friends and being active in our new community on a daily basis. We are avid Bocce players and they say we will fit right it. That is the first club we will sign up for, along with coin collectors club, day trippers, travel club and hiking club.  That will be a good start.

As far as the town, exploring the several nearby small towns, visiting the dairy, the winery and maybe the outlet mall up the road will be on the list. The Road Atlanta sports car track is nearby and a group from the community visits the track for several races which I will probably join them. Fort Yargo Park is nearby with over 1800 areas with a 260-acre lake that offers a large swimming beach, fishing and boat ramps.  Maybe it’s time to take up fishing again. I will keep you posted.  -Robert Fowler

Village at Deaton Creek



Retirement in the North Georgia Mountains

More of my friends are retiring to the North Georgia mountains. See why here

north ga mountain view from deck at Big CanoeWhen it comes time to retire in Georgia, many people just look North to the Georgia Mountains, a short distance from Atlanta.  You are still in your home state and can easily visit the metro Atlanta area to visit friends or attractions.  Also you can get to know the new area where you will be living full time even before your move by making frequent visits to get to know the area.

We have two sets of friends who have done just that.  Time and David bought a foreclosure in Big Canoe, a wonderful mountain community about one hour north of Atlanta.  David does home rennovations so it has been perfect for them to fix it up and even thought they have been working hard on the house for almost a year, I think they really enjoy going up to the mountains and enjoying as well as working.  We went up on July 4th to see the fireworks at their mountain home and fell in love with the place.  They are not planning on moving their full time just yet, but are up there just about every week. There are many 55+ communities in Georgia but most are on the edge of Atlanta and not that far up in North Georgia.

The other couple, our friends Jim and Jean retired to the North Georgia Mountains.  Knowing they would like to move to the North part of the state, Jim got a transfer to the Gainesville office a few years before his retirement date.  This put them in a perfect situation to go ahead and move up to Banks County Georgia, where they built a perfect retirement home with screen porch overlooking a stream on five areas. This worked out so good Jim even delayed his retirement since he almost felt he was retired.  This transition to a new area by relocating his job worked out for the best.

Jim and Jean visit us in Alpharetta or we just meet in Gainesville for dinner, half way for each for us. Really it is not harder to get together with them now than it was when they lived in DeKalb County in the metro Atlanta area.

They both like living in the North GA mountains even though there are some inconveniences.  Jean says the water supply line has broken many times to their home and the major just keeping making repairs rather than run new lines that are needed.  She says he has a “small town mind” about things and just looks as people like them as complaining “wealthy people from Atlanta”, which she says they are not.  However building a barn and getting a horse, chopping your own firewood from your property and just listening to the crickets perform a symphony from your swing on your screened in porch makes in all worth it.

Jim and Jean knew what they wanted and went for it.  I know I and others who envy them.

As an update to this post, Mary Ann and I retired to Northeast Georgia area in Braselton and love living in the Del Webb Over 55 Community there. We are close to Gainesville and Buford.

Seach small towns here:



Georgia Income Tax Exemption for Seniors

State of Georgia Income Tax – Retirement Income Exclusion for 2018

*Currently in Georgia at age 62 citizens may exempt all retirement income from state income tax.

You don’t have to be retired, just have retirement income which is defined as follows.

For the purposes of this paragraph, retirement income shall include but not be limited to interest income, dividend income, net income from rental property, capital gains income, income from royalties, income from pensions and annuities. Up to $4,000 net business income earned by an individual from any trade or business carried on by such individual, wages, salaries, tips, and other employer compensation, shall be regarded as retirement income.

Here is a link to the State of Georgia Department of Revenue about the Retirement Income Exclusion.

This is a major benefits for the state of Georgia seniors and anyone considering relocating to Georgia.  We applauded Governor Perdue and the state of Georgia for passage of this benefit for the seniors of Georgia. This will be a boost over the long terms to the senior community of GA.

*This is our understanding of the Retirement Income Tax Exclusion for the State of Georgia Income Tax. Please check with your tax professional to verify and see how this effects your personal situation. This is not income tax advise.



Small Town Retirement Options – Serenbe Community in Georgia

Serenbe Community in Georgia, south of Atlanta, may be a good small town retirement choice. See the housing photos of our visit to this residential community here.

Bosch house at Serenbe Community

Yesterday my wife Mary Ann and our neighbors Scott and Dawn set out to visit the HGTV Green House for this year.   We drove from our Johns Creeks Georgia home down to the southside of Atlanta, then another 20 miles out in the countryside to the Serenbe Community. Here are some pictures and information about this wonderful community. Continue reading “Small Town Retirement Options – Serenbe Community in Georgia”



Big Canoe – Retirement in North Georgia Mountains

Big Canoe is perfect for
Retirement in North Georgia Mountains

Big Canoe is one of the nicest large mountain resort communities in the country. Now is the perfect time to visit.

Last week we used a friends home in Big Canoe for a couple of days for a family reunion and I was reminded what a nice community Big Canoe is.  It is a beautiful mountain community with 8,000 acres, 3 or 4 lakes and 22 miles of trails.  A self sustaining park like resort community only one hour north of Atlanta GA.

Lake at Big Canoe
Lake at Big Canoe

Now Big Canoe is not officially a retirement community but they have everything say a Del Webb Community has and more. There are over 100 clubs in their activity center building as well a gym, pool, craft room, etc.  Several restaurants are in the community. Some more reasons we like Big Canoe for a retirement home. Continue reading “Big Canoe – Retirement in North Georgia Mountains”



Small Town Livability

Livability is what makes small towns a good place to live and to retire to.

Small Town Sense of Community

Many features makes up what we call livability, but for me it is a sense of community. Big cities and urbanized suburbs have much to offer, but they can’t hold a candle to small towns in offering a sense of community on a personal level. I could give many examples as I have experienced this first hand after moving from a big city urbanized suburbs to a Del Webb Community in a small town two years ago.

I loved living in the suburbs while I was working, but now that I am retired, I like my new small town community and feel a sense of pride in it. Here are reasons we live small town living. Continue reading “Small Town Livability”

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