Categories
Georgia

Griffin GA – Sun City Peachtree

Griffin GA

I visited Griffin GA for a couple of days recently and got a feel for what it might be like living there.  It seems to be the all American small town, formerly a textile mill town, it is only 40 to 50 miles south of Atlanta but quite a bit more in lifestyle differences.

Griffin has quite a few good amenities that would make it desirable for retirement.  It has a lovely downtown with Hill street running down the middle. The City Hall and the Court Courthouse are right there also.  Tim’s or Louise’s are southern food restaurants with affordable prices and good food. They are quite packed on Sundays after church lets out. All the chain restaurants are there too.
Griffin also always had a good high school football team. The people are real people who are sincere, hard working and humble. A lot of people do commute to the Atlanta area since there are not a lot of high paying jobs in Griffin.  But there are sufficient stores and services, a large regional Griffin Spalding hospital, an experiment station of the University of Georgia, Elk Club, Moose Club and other clubs you would normally find in a small towns.

Prices seems to be very reasonable on services like auto repairs, yard work, handyman services, etc. The housing is very affordable. I called about a 3 bedroom brick ranch with fenced yard in a nice subdivision. It was a HUD foreclosure listing for only $55,000.  Anther person was renting a similar 3 bedroom, 2 bath brick ranch with fenced yard for only $650 month.

Getting around is easy. The traffic is light. To get across town takes 5 to 10 minutes.

So what is the catch?  Well I think Griffin is a very local place.  Many talk about Atlanta as another state even though it is very close.  Many people live their whole lives in Griffin, some move to Atlanta and become professionals to move far away, but many stay put and work blue collar jobs.  There is nothing wrong with that. There are a lot of people retiring in Griffin, but there have not been many moving to Griffin to retire. Until now.
On the outskirts of Griffin toward I-75 that leads to Atlanta, Del Webb has built an active adult community, Sun City Peachtree it is called.  It will have 3400 homes on 1,726 acres, a large golf coarse and a huge activities center that is already built.  Last year I attend the Grand Opening and there were some very excited people there, a few from Griffin, and many from all over.  As Bob Dylan sang, the times they are a changing.

More 55+ Georgia retirement communities   Griffin Spalding Chamber of Commerce

Originally posted 2010-01-16 00:21:09.

Categories
Atlanta Ellijay Georgia North Georgia Mountains

Big Canoe – Retirement in North Georgia Mountains

Big Canoe is perfect for
Retirement in North Georgia Mountains

Big Canoe is one of the nicest large mountain resort communities in the country. It’s a small town in itself.

Last week we used a friends home in Big Canoe for a couple of days for a family reunion and I was reminded what a nice community Big Canoe is.  It is a beautiful mountain community with 8,000 acres, 3 or 4 lakes and 22 miles of trails.  A self sustaining park like resort community only one hour north of Atlanta GA.

Lake at Big Canoe
Lake at Big Canoe

Now Big Canoe is not officially a retirement community but they have everything say a Del Webb Community has and more. There are over 100 clubs in their activity center building as well a gym, pool, craft room, etc.  Several restaurants are in the community. Some more reasons we like Big Canoe for a retirement home.

Originally posted 2020-09-01 11:16:47.

Categories
Gainesville Hoschton

Two Interesting Small Towns with Retirement Communities in Georgia

Interesting Georgia Small Towns with Retirement Communities

Retirement communities and small towns go together anywhere and Georgia is no exception.

Maybe it is the idea that folks want to slow down and get out of the rat race. Maybe some folks remember growing up in a small town and would like to return to the days not so complicated by traffic and businesses everywhere.  Some want the natural scenery and being close to many outdoors attractions. Some say the land is cheaper for the big track of land to be developed into a large retirement community.

What ever the reasons, many of the retirement communities in Georgia are located in small towns, albeit many are in close proximity to the large Atlanta metro area.

So what are some of the small towns with retirement communities in Georgia?

Fall Festival in Hoschton GA
Fall Festival in Hoschton GA

1.  Hoschton, GA – Is home to Village at Deaton Creek, a Del Webb community of over 1,000 homes. By the way a new hospital with 100 beds is under contruction adjacent to this community.  The City of Hoschton is a small community located just off Interstate  I-85 in Jackson Country in North Georgia.  This area where Deaton Creek is located is the convergence of three or four counties and most of the homes are actually located in Hall County but have a Hoschton mailing address.  This area is a small community but close enough to be at Mall of Georgia in about 20 minutes.  This mixes the advantage of small town living and the convenience of being less that 45 minutes from cities like Athens, Gainesville and Atlanta metro.

Lake Lanier GA
Lake Lanier GA

2.  Gainesville, GA – ia home to  Cresswind at Lake Lanier, a wonderful retirement community on Lake Lanier while still in the city of Gainesville, which is the country seat of Hall County. Downtown Gainesville has a mixture of shops and first class restaurants. Also there are like 4 or 5 theaters and playhouses in Gainesville. At the foothills of the North Georgia mountains and easy access to Metro Atlanta from both I-985 and GA 400, Gainesville is a highly rated town for retirement with excellent hospital, shopping, Lake Lanier and more.

Other Georgia towns with nice retirement communities are Griffin, Canton and Greensboro.

Originally posted 2014-02-25 22:06:39.

Categories
Georgia

Georgia Income Tax Exemption for Seniors

State of Georgia Income Tax – Retirement Income Exclusion for 2020

*Currently in Georgia at age 62 citizens may exempt retirement income from state income tax.

You don’t have to be retired, just have retirement income which is defined as follows.

Taxpayers who are 62 or older, or permanently and totally disabled regardless of age, may be eligible for a retirement income adjustment on their Georgia tax return. Retirement income includes:

  • Income from pensions and annuities
  • Interest income
  • Dividend income
  • Net income from rental property
  • Capital gains income
  • Income from royalties
  • Up to $4,000 of earned income

For married couples filing joint returns with both members receiving retirement income, the maximum adjustment for that year may be up to twice the individual exclusion amount. Retirement income exceeding the maximum adjustable amount will be taxed at the normal rate.

For the purposes of this paragraph, retirement income shall include but not be limited to interest income, dividend income, net income from rental property, capital gains income, income from royalties, income from pensions and annuities. Up to $4,000 net business income earned by an individual from any trade or business carried on by such individual, wages, salaries, tips, and other employer compensation, shall be regarded as retirement income.

Here is a link to the State of Georgia Department of Revenue about the Retirement Income Exclusion.

This is a major benefit for the state of Georgia seniors and anyone considering relocating to Georgia.  We applauded the state of Georgia for passage of this benefit for the seniors of Georgia. This will be a boost over the long terms to the retirement communities of GA.

*This is our understanding of the Retirement Income Tax Exclusion for the State of Georgia Income Tax. Please check with your tax professional to verify and see how this effects your personal situation. This is not income tax advise.

Originally posted 2020-08-26 05:43:17.

Categories
Georgia

Retirement in the North Georgia Mountains

north ga mountain view from deck at Big CanoeWhen it comes time to retire in Georgia, many people just look North to the Georgia Mountains, a short distance from Atlanta.  You are still in your home state and can easily visit the metro Atlanta area to visit friends or attractions.  Also you can get to know the new area where you will be living full time even before your move by making frequent visits to get to know the area.

We have two sets of friends who have done just that.  Tina and David bought a foreclosure in Big Canoe, a wonderful mountain community about one hour north of Atlanta.  David does home renovations so it has been perfect for them to fix it up and even thought they have been working hard on the house for almost a year, I think they really enjoy going up to the mountains and enjoying as well as working.  We went up on July 4th to see the fireworks at their mountain home and fell in love with the place.  They are not planning on moving there full time just yet, but are up there just about every week. There are many 55+ communities in Georgia but most are on the edge of Atlanta and not that far up in North Georgia.

The other couple, our friends Jim and Jean retired to the North Georgia Mountains.  Knowing they would like to move to the North part of the state, Jim got a transfer to the Gainesville office a few years before his retirement date.  This put them in a perfect situation to go ahead and move up to Banks County Georgia, where they built a perfect retirement home with screen porch overlooking a stream on five areas. This worked out so good Jim even delayed his retirement since he almost felt he was retired.  This transition to a new area by relocating his job worked out for the best.

Jim and Jean visit us in Alpharetta or we just meet in Gainesville for dinner, half way for each for us. Really it is not harder to get together with them now than it was when they lived in DeKalb County in the metro Atlanta area.

They both like living in the North GA mountains even though there are some inconveniences.  Jean says the water supply line has broken many times to their home and the head of the water department just keeps making repairs rather than run new lines that are needed.  Jean says he has a “small town mind” about things and just looks at people like them as complaining “wealthy people from Atlanta”, which she says they are not.  However building a barn and getting a horse, chopping your own firewood from your property and just listening to the crickets perform a symphony from your swing on your screened in porch makes in all worth it.

Jim and Jean knew what they wanted and went for it.  I know I and others who envy them.

As an update to this post, Mary Ann and I retired to Northeast Georgia area in Braselton and love living in the Del Webb Over 55 Community there. We are close to Gainesville and Buford. We like the view of the mountains from our patio and love driving the area.

Search small towns here:

Originally posted 2020-08-13 09:04:03.

Categories
Georgia Thomasville

Thomasville Georgia Retirement

Thomasville Georgia retirement

The history of Thomasville is rich and predates the Civil War! Before Florida was opened up, Thomasville was the last train stop. It was visited in those early days for health reasons, thinking the many pines would be beneficial for those with pulmonary afflictions. Others came to hunt on one of the many Plantations that surround Thomasville. Some just came for the social gatherings.

The streets and roads of this county have been trodden by some very famous and notable people threw out its history.  Joann Woodward, wife of Paul Newman is from here.  Her father was the principal of an all girls’ school here.  This is just one of the many well known personalities of our area. Mrs. Jacqueline Kennedy was tucked away here on one of our many plantations for a time, to give her and the children a respite from the public shortly after President Kennedy’s assassination.

Part of the pride of Thomasville is the tremendous participation in restoration of historical homes and the downtown area.  Thomasville residents take their preservation of history and restoration seriously.  They put their money where some only put their mouth, they simply do it!!  The downtown has undergone restoration on a large serious scale.  A lot of energy, enthusiasm and dollars are being put into the downtown area. But the rewards are worth it.  The result, is a thriving vibrant downtown area that attracts people from miles around.

The homes on Love Street and Warren Ave, near the downtown area, have been dealt a new lease on life over the past eight years. These are now home to many professionals, young and old.  It is a place where neighbors stroll the streets with their children, groups of young parents get together for kickball and flag football, and children play together in the green space at the corner.

Thomasville Georgia cout house
Court House Thomasville GA

“We all love the Warren-Love Street neighborhood, because it is so easy to walk to downtown community events, restaurants, and shopping.  The city tennis courts and the cultural center are also within short walking distance”.  Quote by, Darlone Bailey Kaley
“The neighborhood is special because we all saw the potential to return to a simpler time and way of living, and we were willing to work to make it happen. There are still a few houses waiting to be completed, and we would love to have a few more great neighbors”!
Darlone Bailey Kaley– is an owner and resident of a home on Love Street.

Historic Thomasville GA
Church Garden Thomasville GA

Thomasville Landmarks and The Historical Society are places to receive support and encouragement when taking on any of these restoration projects.

You will appreciate the proximity of being close enough to the Gulf Coast for a day trip, within one hour and thirty minutes express route or two to three hours the slow scenic route.  Just a tree lined forty minute drive on four lane highways to Tallahassee, Florida for all kinds of shopping, eating and entertainment events.  Four hours from Atlanta and North Georgia mountains can be reached in a day.  Savannah and east coast is only three hours away.

Thomasville proper is a good balance of a slow southern atmosphere, with a healthy emphasis on culture for arts, writing, music, acting, and athletics.  These are all encouraged and nurtured here.  If Florida is too crowded for you, try north of the border. “Thomasville;  a place apart.”

Thomasville has received mention in several retirement research articles and books.

Retire in Style: 60 Outstanding Places Across the USA and Canada [Paperback] Warren R. Bland PhD (Author)
When you make your list of places to explore for retirement potential, Thomasville should be on your list.

Historic Thomasville Georgia Visitors Center

Snarky Boomer About The Snarky Boomer

I live in Thomasville Georgia.  I’m a “Baby Boomer” of 1951.  Check out my blog at Boomersberg.com and leave me a comment OR start a conversation in the forum.

 

 

 

 

Thomasville Interesting Facts: Thomasville Georgia deems itself the City of Roses and holds an annual Rose Festival. Thomasville features plantations open to the public, a historic downtown, a large farmer’s market, and a 320 year old oak tree at the corner of Monroe and Crawford streets. The population of Thomasville was 18,413 at the 2010 census

Georgia Small Towns for Retirement | Georgia Retirement Communities

 

Originally posted 2012-03-03 19:47:33.

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