Categories
Towns Reviewed Vermont Washington

Seasonal Small Town Living

A couple of small towns for seasonal living ideas we like are here.

Originally posted 2020-09-01 07:10:00.

Categories
Retirement

Investing in Real Estate after Retirement is Advisable

Retirement is a stage when you can no longer work hard, so it is the best time to invest in real estate, provided you do not owe any debt. The value of housing has held up during this pandemic and may even go higher with a recovery. Many are predicting inflation in our future and if so real estate will be a good investment.  Nevertheless, before investing in real estate, consider some factors so that your investment proves to be a right decision.

Location: This is one of the most important factors to be taken into account while investing in real estate. Having a house in good location and at good neighborhood is extremely important after retirement. Make sure the house you buy is close to hospitals, post office, shopping malls, and police station. Many over retirement homes in over 55 communities are selected because they have great desirable locations.   Also, buy a house that is close to your friends and relatives.

Design: This is another important factor to be considered. Before buying a house, check out the design of the house, if possible. Make sure, the house has all the essential facilities, such as laundry. Also ensure that the rooms in the house are proportionate.

Services: After retirement, people seek for comforts and services. So if you are planning to invest in real estate after retirement, make a list of all your preferred services and specific requirements. While looking for a house, make sure, your preferred services and requirements are available near your house. For example, home maintenance, nursing aids, and other significant services.

People mostly stay away from investing in real estate after retirement since it requires huge amount of money to invest. But there are several advantages that you must know. So let us have a look at each of them.

Ownership feeling: Owing a house is really a special feeling and that is the reason why people try to buy a house in their life. Having an own house gives you a feel of ownership that matters a lot in old age.

Can implement your personal choice: All individuals have certain dreams and desires which they want to implement after retirement. At this stage people look forward to own a house and decorate it as per their choice. Not only this, they also want to renovate the house or make some modifications according to their comforts. And this is only possible when you have your own house.

Avoid paying rent: Buying a house is a better option than paying rent to the landlord.  Senior apartment communities are expensive.  This will save you money, which you can spend for your other interests. You may invest in the education of your grand children or in a luxurious life in your dream city.

Earn some extra cash: If your new house is spacious enough, you can think about utilizing the space in various ways to earn money. You may set an office to start a business of your own or rent a room or two and earn a considerable amount each month.

In the meanwhile, many senior citizens are falling into debt because of the recent financial upheaval and economic devastation. So they are looking for some resources or grants that can help them with financial assistance.

Home Buyer Training Classes:

State community action partnership agencies conduct training classes for people who are going to invest in real estate for the first time. Depending on the program, these agencies even aid first-time home buyers with down payment assistance programs.

Conclusion:

Thus, it is to be concluded by saying that investing in real estate after retirement is a good option since the value of housing is incessantly increasing. So investing in real estate can secure the path of your financial future. However, before investing, keep the mentioned factors and advantages in mind.

Originally posted 2011-12-27 16:36:53.

Categories
Small Towns

Small Town by John Mellencamp

Small Town Lyrics – John Mellencamp

Well I was born in a small town
And I live in a small town
Prob’ly die in a small town
Oh, those small communities

All my friends are so small town
My parents live in the same small town
My job is so small town
Provides little opportunity

Educated in a small town
Taught to fear Jesus in a small town
Used to daydream in that small town
Another born romantic that’s me

But I’ve seen it all in a small town
Had myself a ball in a small town
Married an L.A. doll and brought her to this small town
Now she’s small town just like me
[ From: http://www.elyrics.net/read/j/john-mellencamp-lyrics/small-town-lyrics.html]

No I cannot forget where it is that I come from
I cannot forget the people who love me
Yeah, I can be myself here in this small town
And people let me be just what I want to be

Got nothing against a big town
Still hayseed enough to say
Look who’s in the big town
But my bed is in a small town
Oh, and that’s good enough for me

Well I was born in a small town
And I can breathe in a small town
Gonna die in this small town
And that’s prob’ly where they’ll bury me

Originally posted 2010-12-02 22:35:53.

Categories
Where to Live

Suburban Retirement

Baby Boomers are putting a lot of thought in to the question of where to retire.  Many people think about retiring to a small town and there are many advantages to living in a small town.  Some people even retire to city living and that is also becoming a popular idea.

But today I want to talk about retiring in the suburbs and the advantages of that from my personal observations. These many be enough reasons just to keep me in place, so let’s begin.


Definition of SUBURB

a : an outlying part of a city or town
b : a smaller community adjacent to or within commuting distance of a city

Advantages of Retiring in the Suburbs

1. Since many of us currently live in the suburbs, we can just age in place. Less stress in moving to a new area.  More comfortable with surroundings we know.

2. Closer to our friends, associates, organization we belong to and can maintain current relationships.

3. I have a Kroger, Publix and a Whole Foods within 3 miles of my house.  That is nice.

4. We have an Active Adult Center nearby.

5. I have Meetup groups I belong to in my community

6. I am a member of a fitness gym five minutes from my house.

7. We have some really top restaurants nearby (5 to 10 minutes).

8. We have two regional hospitals and all kinds of Doctors and medical groups nearby.  For the future home health services abound.

9. I can continue my part time consulting job if I don’t move away.  Starting a new retirement job in a new location may not be so easy.

10. Many other services are nearby like getting a massage, stopping by the bookstore, dry cleaners, all kinds of shopping, etc.

11. Entertainment is easily accessible.  In my community there are live music venues, concert halls, community theaters, Verizon Amphitheater, sports.  A trip in to the city can be made in 20 to 30 minutes for bigger venues.

12. Driving is not bad if I am not in rush hour times but things are so close that does not matter much.   If needed in the future, taxis, vans and other transportation are available.

So even compared to one of those wonderful Active Adult Communities in the exurbs, I have a better Fitness Center, better access to grocery shopping, better access to nice restaurants and better access to top medical services.

At first glance there is not as much opportunity to meet new friends; but it is also something to consider in keeping old friends.  Meetups, adult centers, volunteering, clubs, libraries and hobbies presents opportunities to meet friends.

As it turns out what I have been searching for may be right here at my doorstep.  What about you, are you going to move for retirement?

Originally posted 2012-10-13 14:18:13.

Categories
Georgia Thomasville

Thomasville Georgia Retirement

Thomasville Georgia retirement

The history of Thomasville is rich and predates the Civil War! Before Florida was opened up, Thomasville was the last train stop. It was visited in those early days for health reasons, thinking the many pines would be beneficial for those with pulmonary afflictions. Others came to hunt on one of the many Plantations that surround Thomasville. Some just came for the social gatherings.

The streets and roads of this county have been trodden by some very famous and notable people threw out its history.  Joann Woodward, wife of Paul Newman is from here.  Her father was the principal of an all girls’ school here.  This is just one of the many well known personalities of our area. Mrs. Jacqueline Kennedy was tucked away here on one of our many plantations for a time, to give her and the children a respite from the public shortly after President Kennedy’s assassination.

Part of the pride of Thomasville is the tremendous participation in restoration of historical homes and the downtown area.  Thomasville residents take their preservation of history and restoration seriously.  They put their money where some only put their mouth, they simply do it!!  The downtown has undergone restoration on a large serious scale.  A lot of energy, enthusiasm and dollars are being put into the downtown area. But the rewards are worth it.  The result, is a thriving vibrant downtown area that attracts people from miles around.

The homes on Love Street and Warren Ave, near the downtown area, have been dealt a new lease on life over the past eight years. These are now home to many professionals, young and old.  It is a place where neighbors stroll the streets with their children, groups of young parents get together for kickball and flag football, and children play together in the green space at the corner.

Thomasville Georgia cout house
Court House Thomasville GA

“We all love the Warren-Love Street neighborhood, because it is so easy to walk to downtown community events, restaurants, and shopping.  The city tennis courts and the cultural center are also within short walking distance”.  Quote by, Darlone Bailey Kaley
“The neighborhood is special because we all saw the potential to return to a simpler time and way of living, and we were willing to work to make it happen. There are still a few houses waiting to be completed, and we would love to have a few more great neighbors”!
Darlone Bailey Kaley– is an owner and resident of a home on Love Street.

Historic Thomasville GA
Church Garden Thomasville GA

Thomasville Landmarks and The Historical Society are places to receive support and encouragement when taking on any of these restoration projects.

You will appreciate the proximity of being close enough to the Gulf Coast for a day trip, within one hour and thirty minutes express route or two to three hours the slow scenic route.  Just a tree lined forty minute drive on four lane highways to Tallahassee, Florida for all kinds of shopping, eating and entertainment events.  Four hours from Atlanta and North Georgia mountains can be reached in a day.  Savannah and east coast is only three hours away.

Thomasville proper is a good balance of a slow southern atmosphere, with a healthy emphasis on culture for arts, writing, music, acting, and athletics.  These are all encouraged and nurtured here.  If Florida is too crowded for you, try north of the border. “Thomasville;  a place apart.”

Thomasville has received mention in several retirement research articles and books.

Retire in Style: 60 Outstanding Places Across the USA and Canada [Paperback] Warren R. Bland PhD (Author)
When you make your list of places to explore for retirement potential, Thomasville should be on your list.

Historic Thomasville Georgia Visitors Center

Snarky Boomer About The Snarky Boomer

I live in Thomasville Georgia.  I’m a “Baby Boomer” of 1951.  Check out my blog at Boomersberg.com and leave me a comment OR start a conversation in the forum.

 

 

 

 

Thomasville Interesting Facts: Thomasville Georgia deems itself the City of Roses and holds an annual Rose Festival. Thomasville features plantations open to the public, a historic downtown, a large farmer’s market, and a 320 year old oak tree at the corner of Monroe and Crawford streets. The population of Thomasville was 18,413 at the 2010 census

Georgia Small Towns for Retirement | Georgia Retirement Communities

 

Originally posted 2012-03-03 19:47:33.

Categories
Small Town Living

More Advantages of Small Town Living

Previously I wrote about the Advantages of Small Towns and all those points still remain. Those were the basic reasons to consider moving to a small town.

I have come across even more reasons to consider living in a small town in the present environment.

Home prices may have come down even more in some small towns, relative to suburban or city homes. Home prices were already reasonable in many small towns, but now they are really reasonable. Affordability is near the top of the list of many boomers nearing or entering retirement.

If you are waiting for your suburban home to come back in price you may be waiting a long time. The lower price you get by selling your existing home now, will be partly made up by buying a lower price home in a small town.

These days small towns reportedly are a more accepting environment and gay or minorities can feel comfortable calling them home.

With these tense times where the news is non stop negative and the employment situation is not good for so many, escaping to a small town can give your life a refreshing change of pace.

Moving to a small town that is increasingly popular for retirees can put you in touch with a lot of potential new friends and offer social opportunities with people to whom you can relate.

These days many 55 plus retirement communities are located in small towns, which is ideal for you to take advantage of this type community plus enjoy small town living too.

Remember that there is not best small towns or top ten small towns, but only the small town for you. Things have changed but retiring to a small town still offers many advantages.

Originally posted 2011-05-27 12:11:19.