Categories
Florida

The Villages in Florida is a Small Town Retirement Mecca

P1000626The Villages in Florida is a great place to retire to. Many retirees have chosen The Villages to spend their lives living a fun and interesting life surrounded by their peers. Most people look forward to retirement and this small town provides the perfect place for them to retire to. It was created specifically for senior citizens to have a place where they can come together and enjoy each other’s company. In fact, there are so many people living here that are over the age of 55 that this community is one of the world’s biggest retirement communities.

Seniors who want to visit this community before deciding whether or not to make it their home can come for a vacation and stay in a fully equipped cabana. The Creekside Cabanas can be found in Lake Sumter Landing. Those who come and stay in one of the community’s cabanas will receive a golf car that they can use for the duration of their stay. Some of the recreational activities offered include tennis and golf courts, pools and fitness & recreation centers. The signature stores found in this community offer discounts and free movie tickets to visitors. These are all privileges that the community’s residents are entitled to every day.

Visitors can board a boat for a very relaxing ride that departs from Lake Sumter Landing. They can also take a tour of the town by hopping aboard the community’s trolley. There are countless exciting activities offered to residents on a regular basis such as the community’s three town squares; Brownwood Paddock, Spanish Springs Town and the Lake Sumter Landing Market Square.

Brownwood Paddock Square is designed to look like a typical cattle town in Florida. Residents and visitors can see a movie at the Barnstorm Theatre, which shows the newest Hollywood releases. It is also the home of Brownwood Paddock Square’s log cabin, where live performances take place every single night. The Spanish Springs Town Square has a southwest feel to it, which can be seen in the town square’s shops and fountains. Some of attractions found in Spanish Springs include the Church on the Square, the Rialto Theatre and Cruise-In, which is a monthly classic car show. There are many restaurants to choose from that offer both indoor and outdoor seating. Live entertainment takes place every night at the Spanish Springs Town Square as well. Lake Sumter Landing resembles an intimate seaside village. The landing’s lighthouse is a Spanish Springs landmark. Lake Sumter Landing is also where the Old Mill Playhouse movie theatre is located.

In addition to all the fun aspects of these small towns, potential residents should know that their physical, mental and spiritual health would be taken care of while living here. There are many health care and fitness facilities on site, as well as The Villages Regional Hospital, a VA outpatient clinic and the Moffitt Cancer Center. The community has a hospital dedicated to long term acute care.

The Spanish Springs Town Square holds the MVP Sports Club, which offers personal training, spas services and exercise/fitness classes. The various fitness centers found throughout the community provide residents with a place to work out with weight training machines or treadmills.

Those residents who wish to attend church while living in the community have many choices at their disposal. Some of the churches that can be found here are the Hope Lutheran Church, Temple Shalom the Chapel of Christian Faith, St. Timothy’s Catholic Church, Open Bible Lutheran Church, and the St. George Episcopal Church.

Residents who wish to keep their minds sharp can always take classes at the community’s Lifelong Learning College. Classes are offered all year long in a variety of different subjects.

Transportation throughout the community is made easy because every resident has their own golf car, which they can easily drive to any of the attractions found in this diverse community.

Originally posted 2013-03-13 13:25:17.

Categories
Over 55 Communities Small Town Living

Lessons Learned From My Stay At The Villages Florida

Lessons Learned From My Visit To The Villages Florida

I made a mistake of calling The Villages in Florida a small town, according to one of my social media friends.  He said “Obviously you have not been there!”  Well I took this under advisement and booked a weeks stay at Lake Sumter Landing in the heart of The Villages. He was right, The Villages is a large place with 120,000 residents and 60,000 golf carts, three town squares, probably 15+ recreational centers and much more. In fact, here in 2020 they are building another whole new section. The growth continues.

I had been hearing for years how much residents loved living in The Villages and I have to agree they have an attractive and somewhat unique idea. So returning from my trip I began thinking of what makes The Villages so unique. What ideas could be learned so other 55+ communities and small towns could benefit from what The Villages is doing.

Here are two ideas that struck me as unique that The Villages is doing and that might be a good idea in other places too.

1. They simply call their senior centers “recreation centers“. I like that. Everyone knows many people don’t like the name “senior” so senior centers started called themselves “adult centers” and other such names.  They are really only recreation centers.  Why not call them 55+ Recreational Centers or whatever minimum age fits.

2. The Villages are open to anyone to visit, eat, shop and use. Their three town squares have all kinds of events like the Arts and Crafts show and the Classic Car show when I visited. Families and persons of all ages were enjoying the town squares. Now the “villages” as they call the residential communities do have a security gate but the rest of The Villages is wide open. I like that.

I think towns could benefit from idea 1 above and just call their senior center “55+ Recreation Center”. I also think 55+ communities and small towns could benefit from more of a collaboration in joining the 55+ Community or even several 55+ Communities around a rejuvenated town square with shopping, activities, entertainment, outdoor spaces and the like. It would benefit the town and the community, which really are one and the same.

I still think, even after my visit, The Villages have a small town feeling.

Even though in total they are quite large, the town squares certainly gave me the feeling of a small town. People greeted, acknowledged and spoke with others like they do in a small town.  Like a small town, people were relaxed and not in a big rush. The recreation centers are close by to each residential community so you are likely to meet your neighbors there. Yes, I think I still consider The Villages a small town.

Robert and Mary Ann Fowler

Florida 55+ homes for rent

Originally posted 2020-08-20 09:28:00.

Categories
Boomers Retirement Homes

Boomers Own Multiple Houses

Baby Boomers were to down size to a small home because they didn’t need as much space, supposedly because they are now empty nesters, but many have multiple homes.

We know a couple who got remarried and both keep their own homes. They stay in one for a while, then the other. Oh by the way, they have a lake house, a mountain condo and just bought another house in the foothills. I kidded him, who is 71,that he is a real estate tycoon.

Several other friends in their 70’s spend half the year or more in our Del Webb Community in North Georgia, and then head to Florida for the rest of the year. One of these lives on my street and actually has his primary residence in Florida, so he lives there 6 months and the rest here.

Some friends we know have a house in Big Canoe in the North Georgia Mountains and also a cluster home in Atlanta, then a condo in Sandy Springs. When they want a “city fix” they can spend some time in the city.

Many boomers were told to down size to a small home by the financial press, saying they could live cheaply and save money. I am not sure that is the case. Even moving to a small town in the suburbs is not that much cheaper than living in the suburbs, but there are other reasons to do so.

Many counties on the outskirts of large metro areas do offer a better property tax exemption for seniors and that will save you some money. It’s worth looking into when deciding where to live.

Why Do Boomers Own So Many Homes

Retired boomers like to have options and variety. Living in different locations during the year offers variety. Plus it’s nice way to offset harsher temperatures you often get in one location for part of the year.

Another reason boomers like to own homes, is that owning real estate has been a good investment to us over the years, dispute the big real estate downturn of 2007. Home prices have risen, especially in small towns that are growing and now have more to offer.

Some boomers just like to try out different homes and different areas.  Buying a retirement home and staying put is certainly not always the case. You may have bought a home that was too large.  Or maybe you found yourself in a home that is not large enough.  Selling and moving is not as hard to do once you already have downsized somewhat from that home you lived in for 30 years or more.

Don’t let the press tell you where to live and what size home you need in retirement.

It’s clear we baby boomers are not following the pattern of our parents in deciding where to live and what kind of house(s) we should have.

Discovering what living arrangement works for you is part of the fun we get to have in retirement.

Robert Fowler
Retired and loving it!

Originally posted 2020-09-01 07:43:44.

Categories
Retirement Plan

Retirement – Are You Ready and Can You Do It?

Retirement – When Does It Begin?

Looking forward to retirement is the current pastime of many of us 50+ years old boomers.  Anticipating our retirement and what it will be like is a pleasant thought.  They say you really don’t know what retirement is until you actually retire.

The expected benefits are many: having more time, doing things we like, making new friends, traveling, experiencing new things, less stressful life and a better balance between work and play.

Using the new definition of retirement as being a better balance between work and play, when do we pull the trigger and consider ourselves being in retirement? When you leave your full time career job?  When you start drawing social security somewhere between age 62 to 66?  Or when you say so?  Many people find it hard to say they are retired, even after they have retired.

Some people ease in to retirement. They start working from home doing consulting or a Internet business.  People start working part time or take some time off then jump back in for a while. Some people move to a 55 plus community on the edge of a metro area and still work full time.  All of these are the transition to retirement and help easy the process. The exciting part is actually starting the process for a better balance of work and play in our life, no matter what you call it.

Robert, age 62 and retired

Originally posted 2010-05-24 10:11:25.

Categories
Retirement Homes

55+ Homes For Sale in Retirement Communities in Small Towns

55+ Homes for Sale in Retirement Communities in Small Townsretirement communities small towns

What Are 55+ Homes?

55+ homes are located in 55+ communities. Sometimes these are also call Active Adult Communities and Retirement Communities. These homes are in a planned usually gated community located many times in small towns not too far removed from large metros but far enough out to have a more casual relaxed atmosphere. Many times these 55+ communities are located in a small town.

What’s Is Small Town Living Like?

Small town living has plenty of advantages that we have presented in this Advantages of Small Towns link. They included a slower pace of living, less traffic, quality of life, safer, lower cost of living, affordable housing, friendlier people and more.

What’s 55+ Community Living Like?

It can give you an exciting new active lifestyle. The homes are usually very energy efficient with great floor plans that are aging friendly. The community usually has a clubhouse with its activities center that has plenty of programs and clubs of all sorts. These allow you to be stay active and meet new friends. The 55+ communities also have plenty of outdoors amenities like walking trails, game and ball fields, swimming pools and more.

Looking for a Home in 55+ Community?

Interested in finding 55+ homes for sale in small towns? Click that link to find all the + currently available 55 homes for sale.

Will You Like the Active Adult Lifestyle?

Most people do. Not only do they like it, they love it and wonder why they didn’t take advantage sooner. You can go at your own pace and are not be required to participate in anything, but we think you will love to do so.

Where Are The Most Popular 55+ Homes?

55+ homes are located in almost every state. According to our date, the most popular states for 55+ homes are Florida, California, New Jersey, Massachusetts, Pennsylvania and Arizona.

Now You Really Want to Find a 55+ Home, Right?

If you are interested in the current 55+ homes for sale in retirement communities click on the link. The for sale property information is updated all the time and includes resales and new homes.  For entire communities click here 55+ communities.

Not ready to buy, then find a 55+ home to rent.

Originally posted 2013-11-03 18:18:39.

Categories
Retirement

The Risks and Benefits with Medical Insurance

Everyone knows how unpredictable life can be and just about anything can happen just about any time. Some people convince themselves that they probably don’t need medical insurance today, but you never know with your health what will happen tomorrow. All of us are susceptible to diseases, illnesses and accidents every day of our life. People who are totally healthy one day can be struck with a disease tomorrow or seriously injured in a car accident. These things happen all the time, every single day! After something like this does occur, the medical bills start coming in and if you’re stuck without medical insurance to help, you are facing a huge financial burden and strain.

Being Prepared: We need to be prepared for any type of disaster that could occur and not many people are. There are so many important reasons why you need to take out medical insurance.

Quality of Care: Believe it or not, people who are medically uninsured will get less care as someone who is insured. For example, a woman who is pregnant with no insurance will receive far less prenatal services because of the high costs involved. As well, children and adults both may not be able to see a health care provider on a routine basis to get treatment and advice for their sicknesses because the out of pocket cost for the visit cost them too much money. This is your life and your health that are risk.

Health Outcomes: People who remain medically uninsured have much worse outcomes with health conditions. Reports have shown that people with medical insurance have a better outcome with their health problems. Researches have shown that death rates are 25 percent higher with people who have chronic diseases and don’t have medical insurance.
Financial Burden: Not having medical insurance causes financial burdens on families. Many discounts are applied to medical insurance policies and those without insurance won’t get any discount on top of paying double and triple costs for being uninsured. An unexpected tragic illness or injury has often times caused a family without medical insurance to have to go bankrupt.

Risks: Without medical insurance, someone may not be able to afford an expensive surgery or treatment that they need. Prescriptions may cost too much for some people to afford without medical insurance so they take the risk of not buying them. Medical insurance is so much better to protect your family from all these unexpected and sudden costs that medical care brings. For people who are not insured, having to pay out of pocket for something expensive can cause so much stress and eventually lead to depression.

The benefits of being medically insured far outweigh not being insured. Paying small amounts of premiums on a monthly or regular schedule will keep you from having the burden of paying massive amounts of money in medical costs when an illness, disease or an accident happens all of a sudden. When it comes to being on the safer side, it’s always better to have that peace of mind that medical insurance can offer.  For seniors, it is a good idea to have supplements insurance to supplement your medicare insurance.
Author’s Bio: The articles of Mark Anderson have really met the needs of the users. He suggests them to visit Medicalinsurance.org   for more information.

Originally posted 2012-08-28 08:27:34.