Categories
Vermont

Towns and Communities in Vermont

I will to going to Burlington VT next week to seek the leaf foliage.   I know Vermont has a lot of small towns that would be a great place to live and would like to visit some.  We plan to do a lot of driving, maybe up hwy 100 and then one day up to the North toward Montreal.

If you know of any good small towns that I could review while in VT, please let me know. If you have retired in VT, let us know where you live and what the area has to offer.

UPDATE:  Well I did visit Vermont and really liked it.  We staying in Burlington and liked everything about it.  It has a University, a great small town for walking, many restaurants, many sites to see like the Vermont Teddy Bear factory, Lake Champlain, and others.  We did Stowe, the ski resort up in the mountains were I took that photo at the top of the post.  Side trips up to Montreal Canada and over to upstate New York were great too.  I see from our site that there are several 55+ communities in Vermont so I need to take another visit.

 

Categories
Where to Live

Suburban Retirement

Baby Boomers are putting a lot of thought in to the question of where to retire.  Many people think about retiring to a small town and there are many advantages to living in a small town.  Some people even retire to city living and that is also becoming a popular idea.

But today I want to talk about retiring in the suburbs and the advantages of that from my personal observations. These many be enough reasons just to keep me in place, so let’s begin.


Definition of SUBURB

a : an outlying part of a city or town
b : a smaller community adjacent to or within commuting distance of a city

Advantages of Retiring in the Suburbs

1. Since many of us currently live in the suburbs, we can just age in place. Less stress in moving to a new area.  More comfortable with surroundings we know.

2. Closer to our friends, associates, organization we belong to and can maintain current relationships.

3. I have a Kroger, Publix and a Whole Foods within 3 miles of my house.  That is nice.

4. We have an Active Adult Center nearby.

5. I have Meetup groups I belong to in my community

6. I am a member of a fitness gym five minutes from my house.

7. We have some really top restaurants nearby (5 to 10 minutes).

8. We have two regional hospitals and all kinds of Doctors and medical groups nearby.  For the future home health services abound.

9. I can continue my part time consulting job if I don’t move away.  Starting a new retirement job in a new location may not be so easy.

10. Many other services are nearby like getting a massage, stopping by the bookstore, dry cleaners, all kinds of shopping, etc.

11. Entertainment is easily accessible.  In my community there are live music venues, concert halls, community theaters, Verizon Amphitheater, sports.  A trip in to the city can be made in 20 to 30 minutes for bigger venues.

12. Driving is not bad if I am not in rush hour times but things are so close that does not matter much.   If needed in the future, taxis, vans and other transportation are available.

So even compared to one of those wonderful Active Adult Communities in the exurbs, I have a better Fitness Center, better access to grocery shopping, better access to nice restaurants and better access to top medical services.

At first glance there is not as much opportunity to meet new friends; but it is also something to consider in keeping old friends.  Meetups, adult centers, volunteering, clubs, libraries and hobbies presents opportunities to meet friends.

As it turns out what I have been searching for may be right here at my doorstep.  What about you, are you going to move for retirement?

Categories
Retirement

The Risks and Benefits with Medical Insurance

Everyone knows how unpredictable life can be and just about anything can happen just about any time. Some people convince themselves that they probably don’t need medical insurance today, but you never know with your health what will happen tomorrow. All of us are susceptible to diseases, illnesses and accidents every day of our life. People who are totally healthy one day can be struck with a disease tomorrow or seriously injured in a car accident. These things happen all the time, every single day! After something like this does occur, the medical bills start coming in and if you’re stuck without medical insurance to help, you are facing a huge financial burden and strain.

Being Prepared: We need to be prepared for any type of disaster that could occur and not many people are. There are so many important reasons why you need to take out medical insurance.

Quality of Care: Believe it or not, people who are medically uninsured will get less care as someone who is insured. For example, a woman who is pregnant with no insurance will receive far less prenatal services because of the high costs involved. As well, children and adults both may not be able to see a health care provider on a routine basis to get treatment and advice for their sicknesses because the out of pocket cost for the visit cost them too much money. This is your life and your health that are risk.

Health Outcomes: People who remain medically uninsured have much worse outcomes with health conditions. Reports have shown that people with medical insurance have a better outcome with their health problems. Researches have shown that death rates are 25 percent higher with people who have chronic diseases and don’t have medical insurance.
Financial Burden: Not having medical insurance causes financial burdens on families. Many discounts are applied to medical insurance policies and those without insurance won’t get any discount on top of paying double and triple costs for being uninsured. An unexpected tragic illness or injury has often times caused a family without medical insurance to have to go bankrupt.

Risks: Without medical insurance, someone may not be able to afford an expensive surgery or treatment that they need. Prescriptions may cost too much for some people to afford without medical insurance so they take the risk of not buying them. Medical insurance is so much better to protect your family from all these unexpected and sudden costs that medical care brings. For people who are not insured, having to pay out of pocket for something expensive can cause so much stress and eventually lead to depression.

The benefits of being medically insured far outweigh not being insured. Paying small amounts of premiums on a monthly or regular schedule will keep you from having the burden of paying massive amounts of money in medical costs when an illness, disease or an accident happens all of a sudden. When it comes to being on the safer side, it’s always better to have that peace of mind that medical insurance can offer.  For seniors, it is a good idea to have supplements insurance to supplement your medicare insurance.
Author’s Bio: The articles of Mark Anderson have really met the needs of the users. He suggests them to visit Medicalinsurance.org   for more information.

Categories
Retirement Homes

Searching for Retirement Home Can be Fun

Destin FL - Where to retire
Getting out and exploring new things is always fun.  Exploring retirement home options can fall in to that category.  Maybe you have a little more time to take a few days off. Explore retirement options in your area, your city, your region and far away. Make it your hobby to research and then to travel and experience new options you now have.

Experience the Vacation Getaways at the Active Adult 55+ Communities with a trip of 3 or 4 days and see first hand what they are all about. In addition you get to visit the town and area where the community is located.  These are positive experiences at very little costs.

Next visit small towns in your area and region. This would be as short as a day trip, an overnight trip or spent 2 or 3 days and visit several small towns.   Do your research first on the web and plan your visit. Visit during a festival or town event would be interesting as well. There are many advantages to retiring in a small town but just visiting can be fun too.

Next travel to a resort area and combine a vacation and a retirement research trip. Go to Hilton Head for a week. While there explore some of the communities in the area.  Warning: don’t buy any timeshares while there. Enjoy your vacation and learn something too. You have a legitimate reason for visiting the communities, you are not wasting anyone’s time. You are the prime prospect, but most communities are helpful and low pressure.  If you really did fall in love with the place, maybe renting for a season would be a good idea first.

Finally explore your own city. Research first then go downtown and experience the mixed use, high rise, loft, town centers and other interesting concepts in your very own metro downtown or midtown.  What would it be like to walk to restaurants and museums from your very own condo. Urban life is not for everyone but there are some boomers moving downtown to experience the advanatages of retirement city living style.

But the main to remember is to have fun! There are no deadlines and you don’t have to do anything. Take your time during your visit to take it all in.

Categories
Uncategorized

Small Town for Sale

Toomsboro mayor Roger Smith stands at the fence of the newly restored bed and breakfast at the center of his mid-Georgia town
Toomsboro mayor Roger Smith stands at the fence of the newly restored bed and breakfast at the center of his mid-Georgia town

There is a story in the Huffington Post that says buying a small town just keeps getting easier.  It says a developer who owns most of Toomsboro Georgia is putting his properties up for sale.  The town has 700 residents and features several small businesses like a florist, a convenience store and a custom cabinet shop.  According to the seller it was be ideal for a movie production company for a movie or a music video.

Toomsboro is in Wilkinson County where I went to high school and I knew several classmates who lived in Toomsboro.  Kurt was a butcher in Toomsboro the last time I went through there.  .

I know this sounds sensational saying a town is for sale, but several things just do not make sense to me.  So what does it mean to buy a small town… don’t the people living there have a say?   Reportedly a developer has the properties for sale…. well I can assure you there has not been much new development in Toomboro in quite some time.  I remember when the Swampland Opera closed down and most buildings in town were showing their age and in need of repair.   Maybe I could be wrong and the developer renovated the buildings and the town.  Gosh, you know he is upside down on those loans.

Despite all the publicity, have any sales of small towns ever worked out?   I remember Kim Basigner was going to buy Braselton, another Georgia town.   That sounds about as a good idea as her marriage to Alex Baldwin. With perhaps too much disposable income, Kim headed up an investment group that purchased the entire town of Braselton, in her native Georgia, for $20 million (she would later have to sell it).

Some guy who is the sole resident of Buford Wyoming put his house up for sale and a Vietnamese businessman bought it and could say he owned the whole town.  Big deal.

The town where The Hunger Games was filmed is reportedly for sale for 1.4 million.  The owner says the town gets lots of visitors.

If a small town is for sale, it is probably not a good place to live, much less retire to.   Who wants to live in a town that someone owns most of the property in and probably runs everything.   My guess is most of these towns are ghost towns and the people have long left for better living somewhere else, leaving  some buildings that may be called a town on paper but no longer in reality.

Categories
Georgia Thomasville

Thomasville Georgia Retirement

Thomasville Georgia retirement

The history of Thomasville is rich and predates the Civil War! Before Florida was opened up, Thomasville was the last train stop. It was visited in those early days for health reasons, thinking the many pines would be beneficial for those with pulmonary afflictions. Others came to hunt on one of the many Plantations that surround Thomasville. Some just came for the social gatherings.

The streets and roads of this county have been trodden by some very famous and notable people threw out its history.  Joann Woodward, wife of Paul Newman is from here.  Her father was the principal of an all girls’ school here.  This is just one of the many well known personalities of our area. Mrs. Jacqueline Kennedy was tucked away here on one of our many plantations for a time, to give her and the children a respite from the public shortly after President Kennedy’s assassination.

Part of the pride of Thomasville is the tremendous participation in restoration of historical homes and the downtown area.  Thomasville residents take their preservation of history and restoration seriously.  They put their money where some only put their mouth, they simply do it!!  The downtown has undergone restoration on a large serious scale.  A lot of energy, enthusiasm and dollars are being put into the downtown area. But the rewards are worth it.  The result, is a thriving vibrant downtown area that attracts people from miles around.

The homes on Love Street and Warren Ave, near the downtown area, have been dealt a new lease on life over the past eight years. These are now home to many professionals, young and old.  It is a place where neighbors stroll the streets with their children, groups of young parents get together for kickball and flag football, and children play together in the green space at the corner.

Thomasville Georgia cout house
Court House Thomasville GA

“We all love the Warren-Love Street neighborhood, because it is so easy to walk to downtown community events, restaurants, and shopping.  The city tennis courts and the cultural center are also within short walking distance”.  Quote by, Darlone Bailey Kaley
“The neighborhood is special because we all saw the potential to return to a simpler time and way of living, and we were willing to work to make it happen. There are still a few houses waiting to be completed, and we would love to have a few more great neighbors”!
Darlone Bailey Kaley– is an owner and resident of a home on Love Street.

Historic Thomasville GA
Church Garden Thomasville GA

Thomasville Landmarks and The Historical Society are places to receive support and encouragement when taking on any of these restoration projects.

You will appreciate the proximity of being close enough to the Gulf Coast for a day trip, within one hour and thirty minutes express route or two to three hours the slow scenic route.  Just a tree lined forty minute drive on four lane highways to Tallahassee, Florida for all kinds of shopping, eating and entertainment events.  Four hours from Atlanta and North Georgia mountains can be reached in a day.  Savannah and east coast is only three hours away.

Thomasville proper is a good balance of a slow southern atmosphere, with a healthy emphasis on culture for arts, writing, music, acting, and athletics.  These are all encouraged and nurtured here.  If Florida is too crowded for you, try north of the border. “Thomasville;  a place apart.”

Thomasville has received mention in several retirement research articles and books.

Retire in Style: 60 Outstanding Places Across the USA and Canada [Paperback] Warren R. Bland PhD (Author)
When you make your list of places to explore for retirement potential, Thomasville should be on your list.

Historic Thomasville Georgia Visitors Center

Snarky Boomer About The Snarky Boomer

I live in Thomasville Georgia.  I’m a “Baby Boomer” of 1951.  Check out my blog at Boomersberg.com and leave me a comment OR start a conversation in the forum.

 

 

 

 

Thomasville Interesting Facts: Thomasville Georgia deems itself the City of Roses and holds an annual Rose Festival. Thomasville features plantations open to the public, a historic downtown, a large farmer’s market, and a 320 year old oak tree at the corner of Monroe and Crawford streets. The population of Thomasville was 18,413 at the 2010 census

Georgia Small Towns for Retirement | Georgia Retirement Communities