55 Plus Homes for Sale – 55+ Homes for Rent

Announcement:
55CommunityGuide.com has now added two new sections, 55+ Homes for Sale and 55+ Homes for Rent for ads for individual property listings. Just like our community listings, these ads for individual properties are free.   We already show up at the top for 55+ homes for sale and rent.  We are at the top of the search engine result for many terms relating to 55 communities and rank number one on Google for “retirement communities”.  By placing your free listing(s) you will get exposure right away.   If you already have an account at 55CommunityGuide.com, to place your ad for an individual property  for sale or rent, just log in from the left side of the home page.  Then on your Member Section page look in the left column to place your free ads in either of these two new sections.  If you are new, just click the “Advertise with us” tab on top of the home page.

These new sections are separate from the “community” listing you now have and will give you great free exposure for your listings. You can upload photos and get a direct link to your web site from our high rated PR5 site! That’s worth it right there. We have options for each age qualified group 50+, 55+, 62+ or none.  We have property types for houses and homes, condos and townhouses, apartments, duplexes, lofts and modular homes.

Your ad in either of these two new sections will be promoted on our extensive social media accounts at twitter and Facebook where we have thousands of followers.
Our new sections are:
http://www.55communityguide.com/homesforsale.php http://www.55communityguide.com/homesforrent.php

Thanks, Robert Fowler 55CommunityGuide.com

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Homes for sale in 55+ communities
Posted in Over 55 Communities | Tagged |

Move Before It’s Too Late

My wife and I were discussing her mother’s dilemma.  She is 88 years old and in a nursing center rehab program now for two months with her fate becoming increasingly clear; she will not be able to live by herself anymore.   She fell in her home and couldn’t get up.

Only a little over a year ago she turned down a chance to move to a nice little independent living community when her name came up on the list.  She said she was still not quite ready for that.

She had placed her name on the waiting list for this independent living community maybe 5 years ago.  But each time her name came up she wasn’t ready. My wife and I couldn’t understand her decision not to move to a better place, where she could socialize more and be near help if she needed it.  This last time in an interview meeting, the director of this community advised her not to wait too long – enjoy in while you are still able.

Now it appears she will be skipping the independent living stage, going straight to assisted living or to the nursing center.  She didn’t want to move when she had a say so, but now it looks like she will be moving with no say so.

We see parallels in our own lives.  When we sold a business five years ago we started looking around for places to retire.  This process helped me to start Retirement Media which has turned out to be an enjoyable retirement job and I am still learning and exploring the options.

However it is now five years later and at age 63 we are still “thinking” about our options in retirement.  We came close last year to buying a home in a 55 plus community (see Analysis of a Move to a 55 Plus Community) but with the uncertain economy and depressed real estate market, decided the time was not right.

The time was not right for us.  Where have we heard that before.  Are we doing the same thing as my mother in law.  Just not ready yet.   It is not like we are giving anything up.  To the contrary, this should improve our lifestyle.  So why are we reluctant.  It is really the real estate market or is it something else.

Last year when we told our neighbor of our plans to move to a 55+ community, she replied “so that’s where you are going to end up?”.  Humm.  Didn’t think of it that way.  Or did we?

Even a change for the better is hard to make.  You are giving up what you are familiar with for something new.  Maybe now I can understand the mother in law’s reluctance a little better.

Retirement CommunitiesAssisted Living FacilitiesSenior CommunitiesSenior Centers

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More Advantages of Small Town Living

Dahlonega Georgia

Previously I wrote about the Advantages of Small Towns and all those points still remain. Those were the basic reasons to consider moving to a small town.

I have come across even more reasons to consider living in a small town in the present environment.

Home prices may have come down even more in some small towns, relative to suburban or city homes. Home prices were already reasonable in many small towns, but now they are really reasonable. Affordability is near the top of the list of many boomers nearing or entering retirement.

If you are waiting for your suburban home to come back in price you may be waiting a long time. The lower price you get by selling your existing home now, will be partly made up by buying a lower price home in a small town.

These days small towns reportedly are a more accepting environment and gay or minorities can feel comfortable calling them home.

With these tense times where the news is non stop negative and the employment situation is not good for so many, escaping to a small town can give your life a refreshing change of pace.

Moving to a small town that is increasingly popular for retirees can put you in touch with a lot of potential new friends and offer social opportunities with people to whom you can relate.

These days many 55 plus retirement communities are located in small towns, which is ideal for you to take advantage of this type community plus enjoy small town living too.

Remember that there is not best small towns or top ten small towns, but only the small town for you. Things have changed but retiring to a small town still offers many advantages.

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Posted in Small Town Living | Tagged |

City Living Touted

Is city living better than living in the suburbs or rural and small town living?  According to two institutions, one in New York and one in Boston, city living beats small town living.  I recognize there are advantages to city living, in fact my site CityRetirement.com focuses on exactly that.  Let’s take a look at each urban expert’s points and take them under consideration.

This weekend I watched on Cspan’s BookTV a hour long lecture given at the Manhattan Institute in New York by the author of a new book titled “Triumph of the City: How Our Greatest Invention Makes Us Richer, Smarter, Greener, Healthier, and Happier”.

The author Edward Glaeser argues that the city is humanity’s greatest invention and our salvation for the future.  Glaeser says that the 2/3 of Americans who live in cities (which take up only 3% of the country’s land mass) are healthier, more prosperous, and more environmentally conscious than other Americans.  Edward Glaeser is a professor of economics at Harvard University and director of Harvard’s Taubman Center for State and Local Government.  Mr. Glaeser is also a senior fellow at the Manhattan Institute and a contributing editor at City Journal.  You may watch the video here.

Mr Glaeser says that it is a paradox that in this Internet age that you can operate from anywhere in the world, but that cities are more successful than ever.  He says cities have remarkable productivity levels and that if
productivity levels rose in the rest of the country to the  level of New York’s, then the country’s GDP would rise by 43%.  The relationship between urbanization and economic prosperity is strong.  Cities are the paths out of poverty to economic prosperity for so much of the world.  He continues that cities also are fun, they are green, they are healthy,  they are exciting places to be where the magic of human interaction makes a place so much more exciting.  They are great places to learn from the people around us.

Next comes Joseph F. Coughlin, Director of the Massachusetts Institute of Technology AgeLab. His research focuses on how the convergence of demographic change (specifically aging) and technology will drive innovation in business and government.

I watched Mr. Coughlin video of the lecture: The Future is Gray, Small & Female: Disruptive Demographics and Transportation Tomorrow and was delighted to find the Age Lab and all it’s resources.  The lecture covers a lot of ground and if you have interest in the subject of aging you might find it fascinating as I did.   But more to the point of this post, regarding aging and transportation, 70% of Americans over age 50 live in suburban and rural areas where transit is unavailable or a poor alternative. Mr. Coughlin points out that should we be so lucky we will at some point in time give up driving and when that occurs you better be near the people and services and you will  need.

He points out that as we age there is diminished physical capacity and the desire to navigate tough roads and highways and even transit systems.  This will limit where we go and how often.  By the way he figures the big box stores will soon be on the way out since they were made for a large family and they hard to navigate for shopping for only one or two peoples.  Anyway since we will be limited on our trips and it will be hard to get out, services will need to be come to us in our homes.  Also people need to work longer and will need to get to their jobs.

Bottom line is that urban areas will be better suited to have home services available nearby to come to your home to deliver the services you need if you are restricted in your mobility.  They also have better access to transportation. Mr. Coughlin warns about going out to live in retirement communities in the outer areas, which are attractive but transportation opportunities are few.  Instead look for a livable boomer ready community in an urban area.  There are not many around but they will be coming. So maybe think about cities as a place for retirement living too.

So there you have some compelling reasons to age in place in an urban area.  More advantages of city living are listed here.  To balance things out a bit, check out advantages of living in a small town.

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Posted in Where to Live | Tagged , |

Advantages Of Living in a Small Town

This week I had some minor oral surgery.  When I got to the Drs. office there was no one that could be there to take me home.  With luck I did find someone.  As a child I lived in a small town and people were always helping out each other.  I miss that feeling sometimes.

So I am making a list of a few things other positive advantages of living in a small town, just to remind myself and share with you.

  1. Most people know each other and when someone needs help it is easier to find.
  2. Families seem to be closer.
  3. The pace is much slower
  4. Church is a major activity
  5. Small group gathering such as hometown picnics and celebrations bring people of all ages closer together
  6. People are there during times of need such as death even if they are not immediate family
  7. Relatives from the city like to visit their relatives in a small town as a peaceful get away
  8. Crime is usually less
  9. Gardening, fishing and other activities such as this are enjoyed
  10. One can walk to the store, parks, church and such just for pleasure or exercise
  11. People share what they grow in their gardens and enjoy sharing their canning recipes
  12. When you go to the town store you actually see neighbors that you know and are on a first name basis with the butcher
  13. Usually if there is a town Dr. and one is sick the Dr. will always see that person
  14. Banks and insurance people know you on a first name basis
  15. There is gossip but some times that is not all bad because people pay closer attention to doing the right thing
  16. The elderly usually have a feeling of closeness in a small town
  17. Housing is usually less expensive
  18. It is a big town deal when there is a birth of a child even if that child is not family
  19. People usually speak and say howdy even if they don’t know you
  20. In the summer you can feel more at ease with leaving your windows and doors open to allow for fresh air
  21. The air just smells better
  22. The birds seem to sing louder
  23. You can actually look at the stars, sunrise and sunset from your own front or backyard
  24. The simple things in life are more satisfying
  25. All in all most small town people are close and friendly

So this is just a few of the positives of small town living that I remember from my childhood when I lived in a small town.  Do have live in a small town or have memories of living in a small town?  If so, scroll to the bottom of the page and comment to let me know.

Ann posts as WorkingBoomer on SmallTownRetirement and on BoomerPlaces.com where she shares her memories and boomer stores.  Check out WorkingBoomer’s Boomer Stories and life as a working boomer.

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Posted in Small Town Living | Tagged , , |

Best Small Towns to Retire in Colorado

Did you recently retire and you are looking for a really great place to retire to?  Maybe you will be retiring soon and you are looking forward to some peace and quiet after a lifelong of working really hard.  For a lot of people, they opt to retire in places like Florida where it is warm and sunny all year round.  Still, it is good to be open to other options because there are many places in the United States that are definitely looking into.  Colorado happens to be one of them and before you start thinking that retirees generally do not like skiing, these are some things that you should know about the place.

Did you know that people living in Colorado generally live a healthy lifestyle?  That is something that every person needs.  To begin with, the place is filled with large parks, trails and other recreational facilities.  The air that you breathe alone is fresh and that is something that many working people do not get living in the city.  Colorado is really a sight to behold where summers are warm and dry and where the snow frosts and coats the trees during winter.  If you want to take a look outside and be in constant amazement whenever you do, then Colorado is definitely a place to consider retiring to.  It is a great retirement place for those who are tired of living the stressful and fast paced lifestyle.

Retirement is a huge step for anyone.  In fact, a lot of people look forward to it and start saving for it even at a young age.  Having lived a high strung and stressful life, retirement is the time to unwind, relax and just enjoy everything that you worked hard for.  Check out the best small towns in Colorado and  you will surely find the tranquility, peace, quiet and rest that you have always yearned for.  Also visit the retirement communities in Colorado, many of which are located in small towns. There is no more ideal place to grow old in than the best places to retire in Colorado.

Among the many options, these are the best places to retire in Colorado. Upon hearing the word “retirement”, Boulder is surely on top of the list of places to see.  It is where Colorado University is and the town is just so peaceful that you won’t be able to help but forget your worries and anxieties. Denver, the largest city there is also appealing to the elderly who still wants a semblance of urban living even though they are already retired. The Colorado Springs is often the favorite retirement place of former military men who have learned to love the area. There are other places in the area that are tagged as the best small towns in Colorado. These are Grand Junction, Golden, Durango, Littleton, Longmont and Pueblo. Whether it is you or a loved one who recently retired, consider the best places to retire in Colorado that were mentioned above.

Alamosa Retirement Community All Colorado Retirement Communities Arvada Retirement Community (Colorado)
Aurora Retirement Communities and Homes (CO) Basalt CO Retirement Community Black Hawk Colorado Retirement Community
Boulder Retirement Communities Homes Brighton Colorado Retirement Community Broomfield Retirement Community
Canon City Retirement Community (CO) Castle Rock Retirement Communities and Homes (CO) Colorado Springs Retirement Communities and Homes
Commerce City Retirement Community in Colorado Cortez Retirement Homes – Condos – Communities (CO) Denver Retirement Communities and Homes
Durango Retirement Communities (Colorado) Edgewater CO Retirement Communities Englewood Colorado Retirement Communities
Evergreen CO Retirement Communities Federal Heights Colorado Retirement Communities Fort Collins Retirement Communities and Homes
Fruita Retirement Community Galeton Retirement Communities – Homes (CO) Glenwood Springs Retirement Communities (CO)
Golden Retirement Community and Homes (CO) Grand Junction CO Retirement Communities – Houses Greeley Retirement Community – Homes (CO)
La Junta Colorado Retirement Homes – Communities Lakewood CO Retirement Communities Littleton Retirement Community or Home
Longmont CO Retirement Communities Loveland Retirement Communities Montrose CO Retirement Communities
Northglenn Retirement Communities (CO) Pueblo Retirement Community (CO) Westminster CO Retirement Communities
Wheat Ridge Retirement Communities – Homes (CO)
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Posted in Colorado | Tagged , |

Retirement States Gain in 2010 Census

Retirement States Gain in Population

Some of the results of the 2010 Census was released today and one thing I noticed is the the best retirement states are the ones to gain in population.  So job transfers is not the driver these days, it’s gain from those retirees moving to a new retirement destination.

Overall the US population grew 9.7% in the last ten years.  That is down from a 13.2% gain in the previous 2000 census, but still a respectable gain.  By region the biggest gainers in population are the South at 14.3% and the Southwest at 13.8%.  By comparison the gain in the Northeast was only 3. 2%.

By state Arizona had 24.6%, Nevada 35.1%, Georgia 17.3%, Florida 17.6%,  South Carolina 15.3% gain in population the last 10 years.  These also happen to be the states that are popular retirement destinations.  Some have speculated that people are not moving for retirement anymore, however these numbers do not bear that out.

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Posted in Retirement | Tagged , , , |

Small Town by John Mellencamp

Small Town Lyrics – John Mellencamp

Well I was born in a small town
And I live in a small town
Prob’ly die in a small town
Oh, those small communities

All my friends are so small town
My parents live in the same small town
My job is so small town
Provides little opportunity

Educated in a small town
Taught to fear Jesus in a small town
Used to daydream in that small town
Another born romantic that’s me

But I’ve seen it all in a small town
Had myself a ball in a small town
Married an L.A. doll and brought her to this small town
Now she’s small town just like me
[ From: http://www.elyrics.net/read/j/john-mellencamp-lyrics/small-town-lyrics.html]

No I cannot forget where it is that I come from
I cannot forget the people who love me
Yeah, I can be myself here in this small town
And people let me be just what I want to be

Got nothing against a big town
Still hayseed enough to say
Look who’s in the big town
But my bed is in a small town
Oh, and that’s good enough for me

Well I was born in a small town
And I can breathe in a small town
Gonna die in this small town
And that’s prob’ly where they’ll bury me

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Posted in Small Towns |

Being Fired May Bring Opportunities

Time for a Retirement Job?

I read an article about how to handle being fired and it rightly pointed out to maintain a positive attitude.  Being mad and resentful does not improve your situation.  Move on and look ahead is your best bet.

In my career I was fired a few times.  Well in the recession of the early 1970s it was that I was laid off, kind of like what is happening today.  Then in 1987 I was laid off as an real estate asset manager because tax reform gutted the apartment tax shelters.  In both of those cases, I moved on and got a better job.  In 1991 I was a Senior Property Manager for six years with a company and loved it, but the owner took me out to lunch on Jan 2 and told me a personal agency said I was being paid too much, and cut my modest salary back.  This lunch was at a Chinese restaurant and my fortune cookie that day read “Adversity brings opportunity”.  I put that fortune slip in my wallet and began planning to start my own business, which I did exactly one year later.   This motivated me to make an uncertain change.  My barber said starting a business is like wading in to a lake, you never know where the drop off is and you may go under at any time.  A family friend advised me not to started a business, “it is just too risky” she said.  But my wife supported me and I took the plunge, being well prepared with a years saving.  By the second or third year I was making money and soon thereafter was making 4 times what I did being employed.   So for me this negative event of cutting of my salary proved to be the best thing to happen to me.  I was the steady conservative type and just don’t think I would have started my business without this event.  Thank you Mr. Boss man, I really appreciate what you did for me. Sincerely.

In this economy it may be different when you are fired, especially if you are age 50+, which I understand is the group having the hardest time finding employment. Some of these Boomers may use this time to reflect on what they really want to do to have a more satisfying, let’s say retirement job.  One with less pressure.  How about a job you really enjoy.  This type of retirement job will be good for your health. So take break, take inventory of your life and see if you can discover a new passion, or an old one you never perused.  Most of us in the Boomer generation plan to keep working for as long as we can.  Maybe it’s time for a whole new chapter, something different, maybe an encore career doing something totally different, something you like and have a passion for. You have to search for this new passion of yours and it could be difficult, but certainly worth it.  Don’t let what others think you should do or not do weight too much on your decisions.  Do what you enjoy and have fun doing and you will be happier, healthier and possibly wealthier too.

Retirement Jobs for Boomers

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Posted in Retirement Jobs |

A Working Night Shift Boomer Story



Today I began my preparation for that thing I call, day time sleeping. My windows were covered in dark drapes to keep the beautiful sunlight out. On my bed is a nice comfort foam mattress pad. The sheets are clean, soft and smell like lavender. Now you know lavender has a calming effect. The temperature of the room is just right, not too cold or not too hot. Sweetie, my dog is near and all ready for her snooze. My bubble bath is over. My phone is turned off. The computer is shut down. I turned on soft mediation music on my C D player.

Ahh, now to jump into the bed, turn off the light,relax and get some GOOD PEACEFUL SLEEP. I reached over to turn the switch off on my bedside lamp. Beside the lamp I had placed a decorated small little pillow that I bought for kicks many years ago. I had left the pillow at my grand children’s house Earlier this week they returned it to me.

The small little black and white pillow has writing on it. In large letters it says, “IN DOG YEARS..I’M DEAD.” After reading those words my mind began to play tricks with me. So much for SLEEP!Now you know why I need my SENSE OF HUMOR! Enjoy your sleep tonight and don’t forget to have fun!

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Posted in Boomers |

Thanksgiving Memories – A Visit to Small Town Minnesota


As a baby boomer, I have seen many Thanksgivings come and go. This is one of the more positive ones of them that I remember fondly.

Back in my 30′s I was engaged to a man who in his extended family, had a sister that I had met. This sister moved alone to Minnesota. She had a very strong faith. At the time I was dealing with thoughts and feelings to break off my engagement. She was going to come back to Missouri for the Thanksgiving Holiday and asked me to fly up to visit her and she would drive us back to Missouri.

I bought a plane ticket and off I went on another journey of life. It was wonderful! I had never been to that part of the United States and found the people and country side there so peaceful and serene.

Her home was so warm and filled with country charm. As you entered the door of her little modest house, there was a little cubby hold with slip on slippers in it. I asked, “What is this?” She let me know about the winter seasons in Minnesota. People were used to the snow storms and when they visited a home this was a place to take off their boots to dry. Little clean slippers were there for guest to wear while their boots dried.

Later I attended a church function with her. Again this was another heartwarming experience. Also the church had the little cubby for the boots. The people were so warm and friendly. It was a perfect picture of small town love. The minister, who had a beautiful Canadian accent, smiled at his church family and said,” Ahh, what a beautiful Thanksgiving this is. I just saw the first deer tracks in the snow out on the parking lot. Ahhh, what a beautiful winter this is going to be.”

I had so much to learn from these people who lived so humbly and shared so simply. Some of them looked at me like I was a rock star coming from the Big city and that I was not. They shared with me so much but treated me with total respect and gave freely of their love.

When it was time to get in the car and return to the city life, I had an enter peace that words cannot describe. I did not want to leave those folks and their way of life but I had to return home. I will never forget this experience of truth and caring values that those folks gave to from their heart. Through them the spirit spoke to me.

I returned home. I broke off the engagement. It was not meant to be. My heart was at peace with the decision. I will always be grateful for the experience of being with the people in Minnesota in that small town and sharing the meaning in their way of what Real, Honest, Heartfelt Love is ALL about! Today I share my story so that it may touch your heart with a smile.

By Ann Hearn
Retirement Media Facebook

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Posted in Minnesota |