Retirement Living in Small Towns : Is It for You?
Some people looking forward to retirement have their sights set on adventure and travel. Others may want the hustle and bustle of a big city, to enjoy cultural pursuits they never had time for during their working years. Many, though, would like nothing better than to relax in a quiet, homey environment with friendly neighbors and low stress. If this is you, small town retirement may offer the peace and quiet you seek, as well as a surprising number of other benefits you may not have considered:
Lower housing costs. Rural land is generally less expensive than that close in to urban areas, homes usually cost less to build, and property taxes are often significantly lower than those in the city.
Lower cost of living. Although transportation of goods may mean that some groceries and household items cost a bit more outside of urban areas, most other expenses of daily life are lower. In general, utilities, insurance, home maintenance, car repair, and many other goods and services are less expensive in smaller towns.
Lower crime rates. With less concentrated populations, small towns avoid much of the crime you might experience in big cities.
More parklike, natural setting. If you are invigorated by exposure to the outdoors, trees, and wildlife, you can get these benefits by stepping right outside your door into your back yard. You could even plant your own garden to reap more benefits of the time you spend outdoors. Small towns also have
Peace and quiet. Unlike living in the city, you don’t hear “noise pollution” such as sirens, yelling, traffic, horns, and the general rumble of thousands of people living in close quarters. The lights you see at night come from the moon and stars instead of the “overglow” from neon signs, traffic lights, street lamps, and headlights. The reduced sound and light distractions can lead to less stress, and an improved ability to relax and sleep.
Many small towns have 55+ communities within their borders or just outside of town. Even if you choose to live in your own home outside of a retirement community, small towns may provide similar benefits: a close-knit community, helpful and friendly neighbors with similar lifestyles, and a town center where you can engage in social activities. For a retiree seeking rest and relaxation, a small town retirement is a lifestyle worth considering.