Assisted Living Facilities and Nursing Homes in Small Towns
So if you are retiring to a small town what kind of retirement related housing will you find. Retirement communities are not that plentiful in small towns, except small towns on the edge of large metro areas or in resort areas at lakes, in the mountains or the sea shore. Small 55 plus communities are gaining ground just about everywhere. Of coarse, retirement homes like ranch style with universal design offering ease of living to retirees and anyone else are found everywhere also.
But what in later life when assisted living facilities or a skilled nursing facility is needed, will you be able to find one in a small town?
To start, Assisted Living is the term used to describe a type of long-term care facility for people who are elderly or who have disabilities. As opposed to a nursing home, assisted living centers are designed for people who can move around on their own but may require extra help with some daily living activities, such as bathing, getting dressed or preparing a meal. These facilities can be small, with fewer than a half-dozen residents, on up to large, full-service apartment complexes.
Assisted living facilities are to be found in just about all small towns. Many of these assisted living homes are small to mid size facilities, which to me is a more desirable size anyway.
Nursing homes – A state-licensed facility providing 24-hour nursing care, room and board for older and convalescing adults who have chronic and/or long-term illnesses, such as dementia. Regular, round-the-clock medical supervision is in place at these homes, along with rehabilitation therapy, a central cafeteria and social activities. Most are eligible for the federal government’s Medicaid program, which pays fees for residents who do not have the financial means to pay for their own care. These establishments are sometimes referred to as a Skilled Nursing Facility or a Convalescent Home.
There are many more nursing homes then there are assisted living facilities. Many people can’ afford assisted living, but a nursing homes are eligible for Medicaid assistance. Plus you can live at home even though you may need assisted living, but when you need skilled nursing, there is no alternative.
Therefore I have found nursing homes are found everywhere and are the most common among all of the above senior housing arrangements. Since nursing homes are state licensed, the government provides a great sites that lists all nursing homes and even rating them for you. Medicare.gov’s Nursing Home Compare tool has detailed information about every Medicare and Medicaid-certified nursing home in the country and is a wonderful resource in locating and comparing nursing homes in small towns.