The Villages in Florida is a Small Town Retirement Mecca

P1000626The Villages in Florida is a great place to retire to. Many retirees have chosen The Villages to spend their lives living a fun and interesting life surrounded by their peers. Most people look forward to retirement and this small town provides the perfect place for them to retire to. It was created specifically for senior citizens to have a place where they can come together and enjoy each other’s company. In fact, there are so many people living here that are over the age of 55 that this community is one of the world’s biggest retirement communities.

Seniors who want to visit this community before deciding whether or not to make it their home can come for a vacation and stay in a fully equipped cabana. The Creekside Cabanas can be found in Lake Sumter Landing. Those who come and stay in one of the community’s cabanas will receive a golf car that they can use for the duration of their stay. Some of the recreational activities offered include tennis and golf courts, pools and fitness & recreation centers. The signature stores found in this community offer discounts and free movie tickets to visitors. These are all privileges that the community’s residents are entitled to every day.

Visitors can board a boat for a very relaxing ride that departs from Lake Sumter Landing. They can also take a tour of the town by hopping aboard the community’s trolley. There are countless exciting activities offered to residents on a regular basis such as the community’s three town squares; Brownwood Paddock, Spanish Springs Town and the Lake Sumter Landing Market Square.

Brownwood Paddock Square is designed to look like a typical cattle town in Florida. Residents and visitors can see a movie at the Barnstorm Theatre, which shows the newest Hollywood releases. It is also the home of Brownwood Paddock Square’s log cabin, where live performances take place every single night. The Spanish Springs Town Square has a southwest feel to it, which can be seen in the town square’s shops and fountains. Some of attractions found in Spanish Springs include the Church on the Square, the Rialto Theatre and Cruise-In, which is a monthly classic car show. There are many restaurants to choose from that offer both indoor and outdoor seating. Live entertainment takes place every night at the Spanish Springs Town Square as well. Lake Sumter Landing resembles an intimate seaside village. The landing’s lighthouse is a Spanish Springs landmark. Lake Sumter Landing is also where the Old Mill Playhouse movie theatre is located.

In addition to all the fun aspects of these small towns, potential residents should know that their physical, mental and spiritual health would be taken care of while living here. There are many health care and fitness facilities on site, as well as The Villages Regional Hospital, a VA outpatient clinic and the Moffitt Cancer Center. The community has a hospital dedicated to long term acute care.

The Spanish Springs Town Square holds the MVP Sports Club, which offers personal training, spas services and exercise/fitness classes. The various fitness centers found throughout the community provide residents with a place to work out with weight training machines or treadmills.

Those residents who wish to attend church while living in the community have many choices at their disposal. Some of the churches that can be found here are the Hope Lutheran Church, Temple Shalom the Chapel of Christian Faith, St. Timothy’s Catholic Church, Open Bible Lutheran Church, and the St. George Episcopal Church.

Residents who wish to keep their minds sharp can always take classes at the community’s Lifelong Learning College. Classes are offered all year long in a variety of different subjects.

Transportation throughout the community is made easy because every resident has their own golf car, which they can easily drive to any of the attractions found in this diverse community.

Posted in Florida | Tagged , , , | Comments Off

Huntsville AL – A Great Town to Retire To

Magnolia Trace

Magnolia Trace

Huntsville, Alabama sounds like a small town, but it is definitely one that has experienced growth. The town of Huntsville is located in the north region of the state of Alabama. Huntsville has a current population of fewer than 200,000 people and has attracted retirees due to the vast opportunities available in this retirement city.

Huntsville, AL is a scenic and beautiful city. Though it is one of the four largest cities in the state of Alabama, Huntsville is a beautiful place with plenty of greenery. Many large cities only concentrate on building up and out, without paying attention to the natural beauty of the place. Huntsville, Alabama has plenty of wooded areas, gardens, lakes and greenery to enjoy. For this reason, Huntsville is an excellent retirement destination for those who crave the city life, while still wanting to enjoy small town luxuries.  Magnolia Trace Huntsville and Redstone Village are two Continuing Care Retirement Communities in Huntsville that offer a retirement community for independent living as well as care facilities when needed.

One thing that makes Huntsville so special is the large amount of PhD holders who live in this city. Huntsville holds more PhD holders per square mile than most other place in the United States. The reason Huntsville has so many educated citizens is due to the NASA branch located in the town of Huntsville. The city also holds many opportunities for those who hold degrees in science and engineering. Retirees who wish to have a part time job in their old field or to volunteer in the science and technology field will find Huntsville to be full of opportunities.

The growth that Huntsville, AL is expected to receive is largely due to the military opportunities that are moving to the town of Huntsville. Nearly 10,000 military jobs will be relocated to the city and a large amount of military contractor positions will be soon to follow. Military retirees who wish to remain close to a military installation and have the opportunity to contract with the military will find Huntsville to be one of the top towns to retire.

The weather in Huntsville is excellent for those who are looking to get away from cold, harsh winters without having to deal with summers that are over 100 degrees F. Most winter temperatures in the Huntsville area are around 49 degrees and temperatures in the summer are just less than 90 degrees on average. Mild falls and summers leave time to explore Monte San Mountain, a beautiful mountain and nature reserve located in south Huntsville.

The town of Huntsville’s demographics are varied, which makes for a culturally rich town. Huntsville is also located within 2 hours of both Atlanta, GA and Nashville, TN. A day trip to both of these large, popular southern cities will take no more than a few hours. Chattanooga, TN and Birmingham, AL are within one hour of Huntsville and these cities are popular destinations for large events.

The town of Huntsville, AL is the best small town for retirement for those who wish to retire in good weather and a scenic city that has lost none of its beauty. Huntsville, AL offers the ability to live well on retirement income and also offers opportunities to those who wish to stay mentally active after leaving the workforce full time.

Posted in Alabama | Tagged , , , |

Small Towns in Texas | Best Places to Live

Cuero

Cuero Texas

Texas is one of the largest states in the U.S. Due to this fact; it stands to reason that Texas has a variety of different cities and townships that operate in a variety of ways. The state of Texas has many metropolitan areas that attract hundreds of thousands to millions of inhabitants to the metro area. Texas is also made up of a large number of small, unique towns.

Some small towns in Texas are the epitome of the American experience. Small town living has many advantages, and at the top of the list is the feeling of being one large family. Small towns in Texas often have families who have been in the community for decades or more. It is also easy to get to know new -comers in a small Texas town. If you are looking for a homey, family feeling community, small towns in Texas are a good place to start.

Texas Small Towns To Live

Bandera, TX, located outside of San Antonio is the ultimate small town with around 1,200 citizens. Bandera has a big biker community, so it is not the ordinary sleepy small town without any excitement. San Antonio bikers ride into Bandera every Sunday for brunch. Bandera is only around 40 miles from San Antonio, so if you ever crave a large metropolitan area, San Antonio is less than two hours away. The median income of Bandera is much lower than many places in the U.S. with female citizens making a median income of around $17,000. For those with lower funds, a move to Bandera is certainly sustainable.

One small town that I like in Texas is the town of Brazoria. Brazoria is near the Houston-Sugar Land metropolitan area which houses millions of individuals and nearby shopping and entertainment. Brazoria holds a population of around 3,000 people, which is a much smaller town than many areas in Texas. Part of the appeal of Brazoria, Texas is that the city holds much farm land. Quite a few members of the Brazoria area have farm land that they use to grow crops and raise animals. Farm employment is an important part of Texas history. Brazoria farming and cattle industry employs thousands of people, which makes this small town sustainable. Brazoria also has several different cafes and restaurants in the downtown area. Brazoria, TX is a great place to raise a family, especially for those who want to live in a safe town where they know the names of everyone around them. Brazoria being located so close to the Houston area is another plus, because Brazoria means that you can live small, while participating in the life of the big city in just an hour’s drive.

If you are looking for an authentic Texas town with fewer inhabitants, Cuero, Texas is the place to be. I like the town of Cuero because of the diversity of the area along with the familial feel of the city. Cuero has a population of around 6,000 people with the good majority being families. Though Cuero, TX is a small city, it has a diverse population in many regards. There are many old time mansions located in Cuero as well as small home located on a few acres of land. You will notice in Cuero that you may live next to a businessman on one side of your home and live next to a family who farms goats in the front yard on the other. The median income of the town of Cuero is low, at $30,000. Cuero is very affordable to lower income families and to those who are in retirement, so this city is at the top of the pile of small Texas towns.  See more small towns in Texas.

Also there are many 55+ communities in Texas small towns worth checking out.

 

Posted in Texas | Tagged , , |

Towns and Communities in Vermont

I will to going to Burlington VT next week to seek the leaf foliage.   I know Vermont has a lot of small towns that would be a great place to live and would like to visit some.  We plan to do a lot of driving, maybe up hwy 100 and then one day up to the North toward Montreal.

If you know of any good small towns that I could review while in VT, please let me know. If you have retired in VT, let us know where you live and what the area has to offer.

UPDATE:  Well I did visit Vermont and really liked it.  We staying in Burlington and liked everything about it.  It has a University, a great small town for walking, many restaurants, many sites to see like the Vermont Teddy Bear factory, Lake Champlain, and others.  We did Stowe, the ski resort up in the mountains were I took that photo at the top of the post.  Side trips up to Montreal Canada and over to upstate New York were great too.  I see from our site that there are several 55+ communities in Vermont so I need to take another visit.

 

Posted in Vermont | Tagged , , , , , |

Suburban Retirement

Baby Boomers are putting a lot of thought in to the question of where to retire.  Many people think about retiring to a small town and there are many advantages to living in a small town.  Some people even retire to city living and that is also becoming a popular idea.

But today I want to talk about retiring in the suburbs and the advantages of that from my personal observations. These many be enough reasons just to keep me in place, so let’s begin.


Definition of SUBURB

a : an outlying part of a city or town
b : a smaller community adjacent to or within commuting distance of a city

Advantages of Retiring in the Suburbs

1. Since many of us currently live in the suburbs, we can just age in place. Less stress in moving to a new area.  More comfortable with surroundings we know.

2. Closer to our friends, associates, organization we belong to and can maintain current relationships.

3. I have a Kroger, Publix and a Whole Foods within 3 miles of my house.  That is nice.

4. We have an Active Adult Center nearby.

5. I have Meetup groups I belong to in my community

6. I am a member of a fitness gym five minutes from my house.

7. We have some really top restaurants nearby (5 to 10 minutes).

8. We have two regional hospitals and all kinds of Doctors and medical groups nearby.  For the future home health services abound.

9. I can continue my part time consulting job if I don’t move away.  Starting a new retirement job in a new location may not be so easy.

10. Many other services are nearby like getting a massage, stopping by the bookstore, dry cleaners, all kinds of shopping, etc.

11. Entertainment is easily accessible.  In my community there are live music venues, concert halls, community theaters, Verizon Amphitheater, sports.  A trip in to the city can be made in 20 to 30 minutes for bigger venues.

12. Driving is not bad if I am not in rush hour times but things are so close that does not matter much.   If needed in the future, taxis, vans and other transportation are available.

So even compared to one of those wonderful Active Adult Communities in the exurbs, I have a better Fitness Center, better access to grocery shopping, better access to nice restaurants and better access to top medical services.

At first glance there is not as much opportunity to meet new friends; but it is also something to consider in keeping old friends.  Meetups, adult centers, volunteering, clubs, libraries and hobbies presents opportunities to meet friends.

As it turns out what I have been searching for may be right here at my doorstep.  What about you, are you going to move for retirement?

Posted in Where to Live | Tagged , | Comments Off

The Risks and Benefits with Medical Insurance

Everyone knows how unpredictable life can be and just about anything can happen just about any time. Some people convince themselves that they probably don’t need medical insurance today, but you never know with your health what will happen tomorrow. All of us are susceptible to diseases, illnesses and accidents every day of our life. People who are totally healthy one day can be struck with a disease tomorrow or seriously injured in a car accident. These things happen all the time, every single day! After something like this does occur, the medical bills start coming in and if you’re stuck without medical insurance to help, you are facing a huge financial burden and strain.

Being Prepared: We need to be prepared for any type of disaster that could occur and not many people are. There are so many important reasons why you need to take out medical insurance.

Quality of Care: Believe it or not, people who are medically uninsured will get less care as someone who is insured. For example, a woman who is pregnant with no insurance will receive far less prenatal services because of the high costs involved. As well, children and adults both may not be able to see a health care provider on a routine basis to get treatment and advice for their sicknesses because the out of pocket cost for the visit cost them too much money. This is your life and your health that are risk.

Health Outcomes: People who remain medically uninsured have much worse outcomes with health conditions. Reports have shown that people with medical insurance have a better outcome with their health problems. Researches have shown that death rates are 25 percent higher with people who have chronic diseases and don’t have medical insurance.
Financial Burden: Not having medical insurance causes financial burdens on families. Many discounts are applied to medical insurance policies and those without insurance won’t get any discount on top of paying double and triple costs for being uninsured. An unexpected tragic illness or injury has often times caused a family without medical insurance to have to go bankrupt.

Risks: Without medical insurance, someone may not be able to afford an expensive surgery or treatment that they need. Prescriptions may cost too much for some people to afford without medical insurance so they take the risk of not buying them. Medical insurance is so much better to protect your family from all these unexpected and sudden costs that medical care brings. For people who are not insured, having to pay out of pocket for something expensive can cause so much stress and eventually lead to depression.

The benefits of being medically insured far outweigh not being insured. Paying small amounts of premiums on a monthly or regular schedule will keep you from having the burden of paying massive amounts of money in medical costs when an illness, disease or an accident happens all of a sudden. When it comes to being on the safer side, it’s always better to have that peace of mind that medical insurance can offer.  For seniors, it is a good idea to have supplements insurance to supplement your medicare insurance.
Author’s Bio: The articles of Mark Anderson have really met the needs of the users. He suggests them to visit Medicalinsurance.org   for more information.

Posted in Retirement | Tagged | Comments Off

Best Small Towns to Retire in Colorado

Did you recently retire and you are looking for a really great place to retire to?  Maybe you will be retiring soon and you are looking forward to some peace and quiet after a lifelong of working really hard.  For a lot of people, they opt to retire in places like Florida where it is warm and sunny all year round.  Still, it is good to be open to other options because there are many places in the United States that are definitely looking into.  Colorado happens to be one of them and before you start thinking that retirees generally do not like skiing, these are some things that you should know about the place.

Did you know that people living in Colorado generally live a healthy lifestyle?  That is something that every person needs.  To begin with, the place is filled with large parks, trails and other recreational facilities.  The air that you breathe alone is fresh and that is something that many working people do not get living in the city.  Colorado is really a sight to behold where summers are warm and dry and where the snow frosts and coats the trees during winter.  If you want to take a look outside and be in constant amazement whenever you do, then Colorado is definitely a place to consider retiring to.  It is a great retirement place for those who are tired of living the stressful and fast paced lifestyle.

Retirement is a huge step for anyone.  In fact, a lot of people look forward to it and start saving for it even at a young age.  Having lived a high strung and stressful life, retirement is the time to unwind, relax and just enjoy everything that you worked hard for.  Check out the best small towns in Colorado and  you will surely find the tranquility, peace, quiet and rest that you have always yearned for.  Also visit the retirement communities in Colorado, many of which are located in small towns. There is no more ideal place to grow old in than the best places to retire in Colorado.

Among the many options, these are the best places to retire in Colorado. Upon hearing the word “retirement”, Boulder is surely on top of the list of places to see.  It is where Colorado University is and the town is just so peaceful that you won’t be able to help but forget your worries and anxieties. Denver, the largest city there is also appealing to the elderly who still wants a semblance of urban living even though they are already retired. The Colorado Springs is often the favorite retirement place of former military men who have learned to love the area. There are other places in the area that are tagged as the best small towns in Colorado. These are Grand Junction, Golden, Durango, Littleton, Longmont and Pueblo. Whether it is you or a loved one who recently retired, consider the best places to retire in Colorado that were mentioned above.

Posted in Colorado | Tagged , |

Retirement in the North Georgia Mountains

north ga mountain view from deck at Big CanoeWhen it comes time to retire in Georgia, many people just look North to the Georgia Mountains, a short distance from Atlanta.  You are still in your home state and can easily visit the metro Atlanta area to visit friends or attractions.  Also you can get to know the new area where you will be living full time even before your move by making frequent visits to get to know the area.

We have two sets of friends who have done just that.  Time and David bought a foreclosure in Big Canoe, a wonderful mountain community about one hour north of Atlanta.  David does home rennovations so it has been perfect for them to fix it up and even thought they have been working hard on the house for almost a year, I think they really enjoy going up to the mountains and enjoying as well as working.  We went up on July 4th to see the fireworks at their mountain home and fell in love with the place.  They are not planning on moving their full time just yet, but are up there just about every week. There are many 55+ communities in Georgia but most are on the edge of Atlanta and not that far up in North Georgia.

The other couple, our friends Jim and Jean retired to the North Georgia Mountains.  Knowing they would like to move to the North part of the state, Jim got a transfer to the Gainesville office a few years before his retirement date.  This put them in a perfect situation to go ahead and move up to Banks County Georgia, where they built a perfect retirement home with screen porch overlooking a stream on five areas. This worked out so good Jim even delayed his retirement since he almost felt he was retired.  This transition to a new area by relocating his job worked out for the best.

Jim and Jean visit us in Alpharetta or we just meet in Gainesville for dinner, half way for each for us. Really it is not harder to get together with them now than it was when they lived in DeKalb County in the metro Atlanta area.

They both like living in the North GA mountains even though there are some inconveniences.  Jean says the water supply line has broken many times to their home and the major just keeping making repairs rather than run new lines that are needed.  She says he has a “small town mind” about things and just looks as people like them as complaining “wealthy people from Atlanta”, which she says they are not.  However building a barn and getting a horse, chopping your own firewood from your property and just listening to the crickets perform a symphony from your swing on your screened in porch makes in all worth it.

Jim and Jean knew what they wanted and went for it.  I know I and others who envy them.

Posted in Georgia | Tagged , , |