There are many small towns in New York perfect for retirement living. Many are near the metro areas and livable small towns throughout NY.

Best Small Towns in New York For Retirement Living:

New York towns and communities include:
Holtsville Fishers Island New York Staten Island Bronx Amawalk Ardsley Ardsley On Hudson Armonk Baldwin Place Bedford Bedford Hills Brewster Briarcliff Manor Buchanan Carmel Chappaqua Cold Spring Crompond Cross River Croton Falls Croton On Hudson Dobbs Ferry Elmsford Garrison Goldens Bridge Granite Springs Harrison Hartsdale Hawthorne Irvington Jefferson Valley Katonah Lake Peekskill Larchmont Lincolndale Mahopac Mahopac Falls Mamaroneck Maryknoll Millwood Mohegan Lake Montrose Mount Kisco Mount Vernon North Salem Ossining Peekskill Cortlandt Manor Pleasantville Port Chester Pound Ridge Purchase Purdys Putnam Valley Rye Scarsdale Shenorock Shrub Oak Somers South Salem Tarrytown Thornwood Valhalla Verplanck Waccabuc Yorktown Heights White Plains West Harrison Yonkers Hastings On Hudson Tuckahoe Bronxville Eastchester New Rochelle Pelham Suffern Arden Bear Mountain Bellvale Blauvelt Blooming Grove Bullville Campbell Hall Central Valley Chester Circleville Congers Florida Fort Montgomery Garnerville Goshen Greenwood Lake Harriman Haverstraw Highland Falls Highland Mills Hillburn Howells Johnson Middletown Monroe Monsey Mountainville Nanuet New City New Hampton New Milford Nyack Orangeburg Otisville Palisades Pearl River Piermont Pine Island Pomona Slate Hill Sloatsburg Southfields Sparkill Spring Valley Sterling Forest Stony Point Sugar Loaf Tallman Tappan Thiells Thompson Ridge Tomkins Cove Tuxedo Park Unionville Valley Cottage Warwick Washingtonville West Haverstraw West Nyack West Point Westtown Floral Park Elmont Glen Oaks Franklin Square Great Neck Manhasset New Hyde Park Port Washington Inwood Long Island City Astoria Sunnyside Brooklyn Flushing College Point Whitestone Bayside Little Neck Oakland Gardens Fresh Meadows Corona East Elmhurst Jackson Heights Elmhurst Rego Park Forest Hills Woodside Maspeth Middle Village Ridgewood Jamaica Cambria Heights Saint Albans Springfield Gardens Howard Beach Kew Gardens Ozone Park Richmond Hill South Richmond Hill South Ozone Park Woodhaven Rosedale Hollis Bellerose Queens Village Mineola Albertson Atlantic Beach Baldwin Carle Place Cedarhurst East Rockaway Freeport Garden City Glen Cove Glen Head Glenwood Landing Greenvale Hempstead West Hempstead Uniondale East Meadow Hewlett Island Park Lawrence Locust Valley Long Beach Lynbrook Malverne Merrick Old Westbury Point Lookout Rockville Centre Oceanside Roosevelt Roslyn Roslyn Heights Sea Cliff Valley Stream Westbury Williston Park Woodmere Far Rockaway Arverne Rockaway Park Breezy Point Amityville Babylon North Babylon West Babylon Bayport Bay Shore Bayville Bellmore Bellport Bethpage Blue Point Bohemia Brentwood Brightwaters Brookhaven Centereach Centerport Central Islip Cold Spring Harbor Commack Copiague Coram Deer Park East Islip East Northport East Norwich East Setauket Farmingdale Farmingville Great River Greenlawn Holbrook Huntington Huntington Station Melville Islandia Islip Islip Terrace Jericho Kings Park Lake Grove Levittown Lindenhurst Massapequa Massapequa Park Medford Miller Place Mill Neck Mount Sinai Nesconset Northport Oakdale Ocean Beach Oyster Bay Patchogue Syosset Port Jefferson Station Port Jefferson Rocky Point Ronkonkoma Saint James Sayville Seaford Selden Shoreham Smithtown Hauppauge Sound Beach Stony Brook Wading River Wantagh West Islip West Sayville Woodbury Wyandanch Hicksville Plainview Old Bethpage Riverhead Amagansett Aquebogue Bridgehampton Calverton Center Moriches Cutchogue East Hampton East Marion East Moriches Eastport East Quogue Greenport Hampton Bays Jamesport Laurel Manorville Mastic Mastic Beach Mattituck Middle Island Montauk Moriches New Suffolk Orient Peconic Quogue Remsenburg Ridge Sagaponack Sag Harbor Shelter Island Shelter Island Heights Shirley Southampton South Jamesport Southold Speonk Upton Wainscott Water Mill Westhampton Westhampton Beach Yaphank Alcove Alplaus Altamont Amsterdam Athens Auriesville Austerlitz Averill Park Ballston Lake Ballston Spa Berlin Berne Brainard Broadalbin Burnt Hills Buskirk Canaan Carlisle Caroga Lake Castleton On Hudson Central Bridge Charlotteville Chatham Cherry Plain Clarksville Climax Cobleskill Coeymans Coeymans Hollow Cohoes Columbiaville Coxsackie Cropseyville Delanson Delmar Dormansville Duanesburg Eagle Bridge Earlton East Berne East Chatham East Greenbush East Nassau East Schodack East Worcester Clifton Park Esperance Feura Bush Fonda Fort Hunter Fort Johnson Fultonham Fultonville Gallupville Galway Ghent Gilboa Glenmont Gloversville Grafton Greenville Guilderland Guilderland Center Hagaman Hannacroix Hoosick Hoosick Falls Howes Cave Jefferson Johnsonville Johnstown Kinderhook Knox Lake Pleasant Latham Malden Bridge Maryland Mayfield Mechanicville Medusa Melrose Middleburgh Nassau New Baltimore New Lebanon Newtonville Niverville North Blenheim North Chatham North Hoosick Northville Old Chatham Pattersonville Petersburg Piseco Poestenkill Quaker Street Ravena Rensselaer Rensselaerville Rexford Richmondville Rotterdam Junction Round Lake Sand Lake Schaghticoke Schenevus Schodack Landing Schoharie Selkirk Slingerlands Sloansville South Bethlehem Speculator Spencertown Sprakers Stamford Stephentown Stillwater Stottville Stuyvesant Stuyvesant Falls Summit Surprise Tribes Hill Troy Valatie Valley Falls Voorheesville Warnerville Waterford Watervliet Wells West Coxsackie Westerlo West Fulton West Lebanon West Sand Lake Worcester Wynantskill Albany Schenectady Kingston Accord Acra Arkville Ashland Bearsville Big Indian Bloomington Boiceville Cairo Catskill Chichester Connelly Cornwallville Cottekill Cragsmoor Denver Durham East Durham East Jewett Elka Park Ellenville Esopus Fleischmanns Freehold Glasco Glenford Grand Gorge Greenfield Park Haines Falls Halcottsville Hensonville High Falls Highmount Hunter Hurley Jewett Kerhonkson Lake Hill Lake Katrine Lanesville Leeds Lexington Malden On Hudson Maplecrest Margaretville Mount Marion Mount Tremper Napanoch New Kingston Oak Hill Olivebridge Palenville Phoenicia Pine Hill Port Ewen Prattsville Preston Hollow Purling Rifton Rosendale Round Top Roxbury Ruby Saugerties Shandaken Shokan South Cairo Spring Glen Stone Ridge Tannersville Tillson Ulster Park Wawarsing West Camp West Hurley West Kill West Park West Shokan Willow Windham Woodstock Amenia Ancram Ancramdale Annandale On Hudson Bangall Barrytown Beacon Billings Castle Point Chelsea Claverack Clinton Corners Clintondale Copake Copake Falls Cornwall Cornwall On Hudson Craryville Dover Plains Elizaville Fishkill Gardiner Germantown Glenham Highland Hillsdale Hollowville Holmes Hopewell Junction Hudson Hughsonville Hyde Park Lagrangeville Livingston Marlboro Maybrook Mellenville Millbrook Millerton Milton Modena Montgomery Newburgh New Windsor New Paltz Patterson Pawling Philmont Pine Bush Pine Plains Plattekill Pleasant Valley Poughquag Red Hook Rhinebeck Rhinecliff Rock Tavern Salisbury Mills Salt Point Staatsburg Stanfordville Stormville Tivoli Vails Gate Verbank Walden Walker Valley Wallkill Wappingers Falls Wassaic West Copake Wingdale Poughkeepsie Monticello Barryville Bethel Bloomingburg Burlingham Callicoon Callicoon Center Claryville Cochecton Cochecton Center Cuddebackville Eldred Fallsburg Ferndale Fremont Center Glen Spey Glen Wild Grahamsville Hankins Harris Highland Lake Hortonville Huguenot Hurleyville Jeffersonville Kauneonga Lake Kenoza Lake Kiamesha Lake Lake Huntington Liberty Livingston Manor Loch Sheldrake Long Eddy Mongaup Valley Mountain Dale Narrowsburg Neversink North Branch Obernburg Parksville Phillipsport Pond Eddy Port Jervis Rock Hill Roscoe Forestburgh Smallwood South Fallsburg Sparrow Bush Summitville Sundown Swan Lake Thompsonville Westbrookville White Lake White Sulphur Springs Woodbourne Woodridge Wurtsboro Youngsville Yulan Glens Falls South Glens Falls Queensbury Adirondack Argyle Athol Bakers Mills Blue Mountain Lake Bolton Landing Brant Lake Cambridge Chestertown Clemons Cleverdale Comstock Corinth Cossayuna Diamond Point Fort Ann Fort Edward Gansevoort Granville Greenfield Center Greenwich Hadley Hague Hampton Hartford Hudson Falls Huletts Landing Indian Lake Johnsburg Kattskill Bay Lake George Lake Luzerne Long Lake Middle Falls Middle Granville Middle Grove Minerva Newcomb North Creek North Granville North Hudson North River Olmstedville Paradox Porter Corners Pottersville Putnam Station Riparius Rock City Falls Sabael Salem Saratoga Springs Schroon Lake Schuylerville Severance Shushan Silver Bay Stony Creek Ticonderoga Victory Mills Warrensburg Wevertown Whitehall Plattsburgh Altona Keeseville Au Sable Forks Bloomingdale Bombay Brainardsville Brushton Burke Cadyville Champlain Chateaugay Chazy Childwold Churubusco Constable Cranberry Lake Crown Point Dannemora Dickinson Center Elizabethtown Ellenburg Ellenburg Center Ellenburg Depot Essex Fort Covington Gabriels Jay Keene Keene Valley Lake Clear Lake Placid Lawrenceville Lewis Lyon Mountain Malone Mineville Moira Mooers Mooers Forks Moriah Moriah Center Morrisonville New Russia Nicholville North Bangor North Lawrence Owls Head Paul Smiths Peru Piercefield Port Henry Port Kent Rainbow Lake Ray Brook Redford Rouses Point Saint Regis Falls Saranac Saranac Lake Schuyler Falls Tupper Lake Upper Jay Vermontville West Chazy Westport Whippleville Willsboro Wilmington Witherbee Apulia Station Auburn Aurora Baldwinsville Bernhards Bay Brewerton Bridgeport Camillus Canastota Cato Cayuga Cazenovia Central Square Chittenango Cicero Cincinnatus Clay Cleveland Clockville Constantia Cortland Delphi Falls De Ruyter Dryden Durhamville East Homer East Syracuse Elbridge Erieville Etna Fabius Fair Haven Fayette Fayetteville Freeville Fulton Genoa Georgetown Groton Hannibal Hastings Homer Jamesville Jordan King Ferry Kirkville Lacona La Fayette Little York Liverpool Locke Lycoming Mc Graw Mc Lean Mallory Manlius Maple View Marcellus Marietta Martville Memphis Meridian Mexico Minetto Minoa Montezuma Moravia Mottville Nedrow New Haven New Woodstock North Bay North Pitcher Oswego Parish Pennellville Peterboro Phoenix Pitcher Plainville Pompey Poplar Ridge Port Byron Preble Pulaski Red Creek Richland Sandy Creek Savannah Scipio Center Seneca Falls Skaneateles Skaneateles Falls South Butler South Otselic Sterling Sylvan Beach Truxton Tully Union Springs Verona Beach Wampsville Warners Waterloo Weedsport West Monroe Syracuse Alder Creek Altmar Ava Barneveld Beaver Falls Blossvale Boonville Bouckville Brantingham Bridgewater Brookfield Burlington Flats Camden Canajoharie Cassville Chadwicks Cherry Valley Clark Mills Clayville Clinton Cold Brook Constableville Cooperstown Croghan Deansboro Dolgeville Eagle Bay Earlville East Springfield Eaton Edmeston Fly Creek Forestport Fort Plain Frankfort Franklin Springs Garrattsville Glenfield Greig Hamilton Hartwick Herkimer Hinckley Hoffmeister Holland Patent Hubbardsville Ilion Inlet Jordanville Knoxboro Lee Center Leonardsville Little Falls Lowville Lyons Falls Mc Connellsville Madison Marcy Martinsburg Middleville Mohawk Morrisville Munnsville Nelliston New Berlin New Hartford New Lisbon Newport New York Mills North Brookfield Old Forge Oneida Oriskany Oriskany Falls Orwell Palatine Bridge Poland Port Leyden Prospect Raquette Lake Redfield Remsen Richfield Springs Rome Roseboom Saint Johnsville Salisbury Center Sangerfield Sauquoit Schuyler Lake Sharon Springs Sherburne Sherrill Smyrna Solsville Springfield Center Stittville Stratford Taberg Thendara Turin Van Hornesville Vernon Vernon Center Verona Washington Mills Waterville West Burlington Westdale West Eaton West Edmeston Westernville Westford West Leyden Westmoreland West Winfield Whitesboro Williamstown Woodgate Yorkville Utica Watertown Fort Drum Adams Adams Center Alexandria Bay Antwerp Belleville Black River Brasher Falls Brier Hill Brownville Calcium Canton Cape Vincent Carthage Castorland Chase Mills Chaumont Chippewa Bay Clayton Colton Copenhagen Deer River Deferiet De Kalb Junction Denmark Depauville De Peyster Dexter Edwards Ellisburg Evans Mills Felts Mills Fine Wellesley Island Fishers Landing Gouverneur Great Bend Hailesboro Hammond Hannawa Falls Harrisville Helena Henderson Henderson Harbor Hermon Heuvelton Hogansburg La Fargeville Limerick Lisbon Lorraine Madrid Mannsville Massena Morristown Natural Bridge Newton Falls Norfolk Norwood Ogdensburg Oswegatchie Oxbow Parishville Philadelphia Pierrepont Manor Plessis Potsdam Pyrites Raymondville Redwood Rensselaer Falls Richville Rodman Rooseveltown Russell Sackets Harbor South Colton Star Lake Theresa Thousand Island Park Three Mile Bay Waddington Wanakena West Stockholm Winthrop Afton Andes Apalachin Bainbridge Barton Berkshire Bible School Park Blodgett Mills Bloomville Bovina Center Candor Castle Creek Chenango Bridge Chenango Forks Colliersville Conklin Corbettsville Davenport Davenport Center Delancey Delhi Deposit Downsville East Branch East Meredith East Pharsalia Endicott Endwell Fishs Eddy Franklin Gilbertsville Glen Aubrey Greene Guilford Hamden Hancock Harford Harpersfield Harpursville Hobart Johnson City Killawog Kirkwood Laurens Lisle Mc Donough Maine Marathon Masonville Meridale Milford Morris Mount Upton Mount Vision Newark Valley Nichols Nineveh North Norwich Norwich Oneonta Otego Ouaquaga Owego Oxford Plymouth Port Crane Portlandville Richford Shinhopple Sidney Sidney Center Smithboro Smithville Flats South Kortright South New Berlin South Plymouth Tioga Center Treadwell Trout Creek Tunnel Unadilla Vestal Walton Wells Bridge West Davenport West Oneonta Whitney Point Willet Willseyville Windsor Binghamton Akron Alden Alexander Angola Appleton Arcade Athol Springs Attica Barker Basom Batavia Bliss Boston Bowmansville Brant Burt Centerville Chaffee Clarence Clarence Center Colden Collins Collins Center Corfu Cowlesville Crittenden Dale Darien Center Dayton Delevan Depew Derby Dunkirk East Amherst East Aurora East Bethany East Concord East Pembroke Eden Elba Elma Farmersville Station Farnham Forestville Fredonia Freedom Gainesville Gasport Getzville Glenwood Gowanda Grand Island Hamburg Holland Irving Java Center Java Village Lake View Lancaster Lawtons Lewiston Lockport Lyndonville Machias Marilla Medina Middleport Model City Newfane Niagara University North Boston North Collins North Evans North Java North Tonawanda Oakfield Olcott Orchard Park Perrysburg Pike Ransomville Sanborn Sandusky Sardinia Sheridan Silver Creek South Dayton South Wales Spring Brook Springville Stafford Stella Niagara Strykersville Tonawanda Van Buren Point Varysburg Versailles Wales Center West Falls West Valley Wilson Yorkshire Youngstown Buffalo Niagara Falls Adams Basin Albion Alton Avon Bellona Bergen Branchport Brockport Byron Caledonia Canandaigua Farmington Castile Churchville Clarendon Clarkson Clifton Springs Clyde Conesus Dansville Dresden East Bloomfield East Rochester East Williamson Fairport Fancher Fishers Geneseo Geneva Gorham Groveland Hall Hamlin Hemlock Henrietta Hilton Bloomfield Holley Honeoye Honeoye Falls Ionia Kendall Kent Keuka Park Knowlesville Lakeville Leicester Le Roy Lima Linwood Livonia Livonia Center Lyons Macedon Manchester Marion Mendon Middlesex Morton Mount Morris Mumford Naples Newark North Chili North Greece North Rose Nunda Oaks Corners Ontario Ontario Center Ovid Palmyra Pavilion Penfield Penn Yan Perkinsville Perry Phelps Piffard Pittsford Portageville Port Gibson Pultneyville Retsof Romulus Rose Rush Rushville Scottsburg Scottsville Seneca Castle Shortsville Silver Lake Silver Springs Sodus Sodus Point Sonyea South Byron South Lima Spencerport Springwater Stanley Union Hill Victor Walworth Warsaw Waterport Wayland Webster West Bloomfield West Henrietta Willard Williamson Wolcott Wyoming York Rochester Jamestown Allegany Allentown Alma Angelica Ashville Belfast Bemus Point Black Creek Bolivar Brocton Caneadea Cassadaga Cattaraugus Celoron Ceres Chautauqua Cherry Creek Clymer Conewango Valley Cuba Dewittville East Otto East Randolph Ellicottville Ellington Falconer Fillmore Findley Lake Franklinville Frewsburg Friendship Gerry Great Valley Greenhurst Hinsdale Houghton Hume Kennedy Kill Buck Lakewood Leon Lily Dale Limestone Little Genesee Little Valley Maple Springs Mayville Niobe Olean Otto Panama Portland Portville Randolph Richburg Ripley Rushford Saint Bonaventure Salamanca Sherman Sinclairville Steamburg Stockton Stow West Clarksville Westfield Westons Mills Addison Alfred Alfred Station Almond Alpine Andover Arkport Atlanta Avoca Bath Beaver Dams Belmont Big Flats Bradford Breesport Brooktondale Burdett Cameron Cameron Mills Campbell Canaseraga Canisteo Cayuta Chemung Cohocton Coopers Plains Corning Dalton Dundee Erin Greenwood Hammondsport Hector Himrod Hornell Horseheads Hunt Interlaken Ithaca Jacksonville Jasper Kanona Lakemont Lindley Lockwood Lodi Lowman Mecklenburg Millport Montour Falls Newfield Odessa Painted Post Pine City Pine Valley Prattsburgh Pulteney Reading Center Rexville Rock Stream Savona Scio Slaterville Springs Lansing Spencer Swain Troupsburg Trumansburg Tyrone Van Etten Watkins Glen Waverly Wayne Wellsburg Wellsville Whitesville Woodhull Elmira