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Privacy Policy

SmallTownRetirement.com and site owner Retirement Media Inc. is committed to protecting your privacy. Please read the Privacy Statement below on the use of information gathered on SmallTownRetirement.com.

This SmallTownRetirement.com Online Privacy Statement applies to data collected by SmallTownRetirement.com and Retirement Media Inc. through the majority of its Web Sites and services, as well as its offline product support services. It does not apply to those SmallTownRetirement.com sites, services and products that do not display or link to this statement or that have their own privacy statements.

Our policy is not to sell or make available such information to unrelated third parties; occasionally such information may be shared with other divisions of Retirement Media Inc. or SmallTownRetirement.com.

SmallTownRetirement.com collects identifying information about you only when you provide that information on a voluntary basis - such as, sending us FAQ, filling out feedback or suggestion forms.

SmallTownRetirement.com is free for users. When you order products or services from SmallTownRetirement.com, we ask for your credit card number and billing address. We use this information only to bill you for the products or services you order at that time and for no other purpose. Annual subscriptions are payable on the purchase date of the Subscription and renew automatically. All cancellations must be received in writing 30 days prior to effective date. Cancellations notices may be sent by e-mail to rsf at retirement-media.com.

To visit some SmallTownRetirement.com services, you may be asked to sign in with an e-mail address and password. This will allow access to different SmallTownRetirement.com sites and services, as well as those of select SmallTownRetirement.com partners. By logging onto one of SmallTownRetirement.com sites or services, you may automatically be logged into other SmallTownRetirement.com centers.

Any user questions or comments submitted to us may become available in the public sections of the Web Site, including a section entitled "Frequently Asked Questions." If we publicize any user questions, such questions will not contain facts that identify the user or the specific parties involved. We also reserve the right to use any user comments submitted to us for promotional purposes and, by submitting such comments to us, you agree that we may do so.

We may release any user information if required to comply with law; to enforce or to apply the Web Site Terms and Conditions; or under the good faith belief that disclosure is otherwise necessary or advisable including, without limitation, to protect the rights, properties, or safety of us or our users.

Generally SmallTownRetirement.com does not ask you for any informaiton. SmallTownRetirement.com is free for users. Volunteered Information: You can always choose not to provide certain information to SmallTownRetirement.com. If you choose not to provide personal information, you can still use all parts of the Web Site.

Automatic Information: Most web browsers automatically accept Cookies, but if you prefer, you can edit your browser options to block Cookies in the future. The "Help" portion of the toolbar on most browsers will explain how you can prevent your browser from accepting new Cookies, how to set the browser to inform you when you receive a new Cookie, or how to reject Cookies altogether.

Security: We protect the security of your personal information. We take steps to protect your data from loss, misuse, alteration, destruction, or unauthorized access. We use sophisticated security technologies to secure users' ordering information, user name, and password.

User Safeguards: Currently our system does not have any required log ins. You are free to use our site without registration or log in. Should you visit any advertisors their privacy policy will then be in effect, since you are leaving our site. In any case, yYou are responsible for maintaining the secrecy of your user name, password, and any account information should that be the case. It is important for you to be responsible and protect your user name, password, and computer against unauthorized users. It is important to sign off when you have completed using a computer accessible by others.

Children: We do not sell products for children. Users of the Web Site must be at least eighteen years old.

Third Party Web Sites: Please be aware that the Web Site may have links to third party web sites that may collect personally identifiable information about you. When you click on one of these third party links, you are entering another web site for which we have no responsibility. This Notice does not cover the information practices or policies of such third party web sites. We encourage you to read the privacy statements of all such web sites since their privacy policies may be materially different from SmallTownRetirement.com notice.

Agreement and Modification: By using and accessing the Web Site you indicate that you have read and understand this Notice and you consent to the collection and use of information by us in the manner explained in this Notice. By using and accessing the Web Site you agree to indemnify us for any and all third party claims resulting from your breach of this Notice or the Web Site Terms and Conditions. If you have any questions or concerns about your privacy at the Web Site, please email a thorough description of the issue to rsf at retirement-media.com. If you do not accept this Notice, do not access and use the Web Site. We may revise this Notice at any time without notice by updating this Notice. Any modifications in the way we use personal information will be provided in future updates of this Notice so you are always aware of what information we collect, how we use it, and under what circumstances we disclose such information. Modifications will be effective immediately and will be available on the Web Site. You should visit this web page periodically to review the Notice. User accepts any such modifications to this Notice by continued use of the Web Site after such modifications are made.

None of the information contained in this web site shall be construed as an indication of SmallTownRetirement.com or Retirement Media Inc. views, opinions or recommendations, or endorsement thereof. Except as specifically stated otherwise, SmallTownRetirement.com or Retirement Media Inc. does not endorse, operate, control, guarantee or assume responsibility for any product, brand, method, treatment, information, resource, hyperlink, service on or access to SmallTownRetirement.com web sites, in any way.

As a visitor to or advertiser on the web site, you agree that in no event will SmallTownRetirement.com or Retirement Media Inc. or any other party involved in creating, producing or delivering this web site or any site linked to this web site, be liable to you in any manner whatsoever for any decision made or action or non-action taken by you in reliance upon or access to the information, advertising, e-commerce or other services provided through the web site, even if you advise SmallTownRetirement.com of errors or the possibility of any claims or damages.

In regards to health care, fitness, real estate, investment, and any other area, SmallTownRetirement.com web site Center information, resources and links found on this site and the material and content contained therein is for general information only and is not intended to be a substitute for professional advice, service, diagnosis, interaction or treatment. Users of these areas should not rely exclusively on information provided in these areas for their own health care, real estate, investment, and other needs. All specific questions should be presented to your own professional health care, real estate, investment, and other professional.

SmallTownRetirement.com
Retirement Media Inc.

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